chip

Are you ready for EMV cards?

May 18th, 2015 Tony Rasmussen

Attention small business owners: An important deadline is approaching in the transition to EMV debit and credit cards in the United States. Starting October 1, liability for fraudulent transactions will shift to the party that did not enable the chip-to-chip (EMV) transaction. In other words – come October, if your business has not yet installed […]

Entrepreneurs

Launching a start-up: How much money do you really need?

May 14th, 2015 Chase Stafford

You’ve had this brilliant idea stuck in your brain for quite some time. You wake up thinking about it and go to bed ready to dream about it. The idea is your very own business. You’re anxious to get started. A lot of different things are needed to get your business off to a good […]

logo

MidWestOne Customer Spotlight: Popcorn Heaven

May 7th, 2015 madmin

When ReShonda Young had the opportunity to open a franchise, she did what few other people would do; she decided to do it all on her own, instead. ReShonda opened Popcorn Heaven on Franklin Street in Waterloo in March of 2014 and hasn’t looked back since. The store features unique and mouthwatering gourmet popcorn treats, […]

protect business from fraud

Is your business safe from fraud?

May 7th, 2015 Renee Smith-LaBarge

Did you know it takes the average business roughly 18 months to detect fraud? That’s an awfully long time – especially for a small business or a start-up that is just getting off its feet. According to a 2014 report by the Association of Certified Fraud Examiners (ACFE), the typical organization loses 5 percent of […]

Charlie Funk

A note from Charlie – May 7

May 7th, 2015 Charlie Funk

One of the interesting aspects of writing a monthly commentary such as this is that I am never quite sure how many people are reading it. Just who are the readers? With that in mind, this month’s comment is directed at those who may not follow banking as closely as those of us who live it and […]

mobile deposit

Mobile Banking Security

May 1st, 2015 Ron Haines

It’s faster than the race cars at the Iowa Speedway. It’s as quiet as an open meadow. And, it’s more dangerous than a beagle at a buffet. No, it’s not an army of ninjas. It’s the moment when someone steals your banking information. If it happens to you, your emotions will likely range from anger […]

chip card

What are EMV credit and debit cards?

April 29th, 2015 Sandy Bailey

Do you remember listening to your favorite music on CDs? Perhaps cassette tapes? Or were you rockin’ out on the gramophone? It seems like we’re always adjusting to changes brought about by new technologies. There’s a big change you need to know about regarding payment systems and preventing credit card fraud. And it’ll be much […]

entrepreneur

Money management rules for entrepreneurs

April 9th, 2015 Chase Stafford

Look at you! Starting your very own business. Your vision has led you to this point and it’s likely been a whirlwind of excitement. If you’re like a lot of other small business start-ups, it’s likely been a roller-coaster of uncertainty, too. A lot of the uncertainty new businesses face stem from making major financial […]

Charlie Funk

A note from Charlie

April 9th, 2015 Charlie Funk

This is the story of a 24 hour business trip to Phoenix and back. And about great customer service. And, poor customer service as well. The entire episode left me with definite takeaways for MidWestOne Bank! United Airlines Flight 523 was scheduled to depart Denver for Phoenix at 3:15 pm. About 10 minutes before boarding, […]

Money arguments 150 150

Creating a budget and sticking to it

March 26th, 2015 Jeff Johnson

Wouldn’t it be great if you could make a plan for your money, where you could keep track of every penny coming in and going out? A plan that could help you stay on track, reach your goals and aim for that dream vacation? Good news! You’ve been able to do this all along! So, […]

Page 1 of 2512345...1020...Last »