College student

Tips to effectively manage your money as a college student

May 19th, 2016 Mark Sandvig

Let’s be honest – creating a budget as a college student probably isn’t at the top of your priority list. The new-found freedom of living on your own coupled with the invigorating college setting means it’s hard to focus on the practical things like money management. But with greater freedom also comes greater responsibility. And […]

Businessman

Need cash fast? A bridge loan may be a practical solution for your business

May 13th, 2016 Chase Stafford

Whether your business is growing quickly or just getting started, you need cash to stay afloat. The trouble is that negotiating with investors or securing a traditional loan can take time – time that you sometimes just don’t have. That’s where a bridge loan can come in handy. A bridge loan is a short-term loan […]

woman writing check

Best of the blog – 5 most popular money management articles

May 5th, 2016 madmin

At MidWestOne, we believe in the power of financial education and we love it when we can empower our customers – and those who should be – to become more financially savvy in their day-to-day lives. Our team of bankers has been blogging since 2011, and today we’re sharing five of the most popular money […]

Small business owner accounting

Best of the blog – 5 most popular small business articles

May 5th, 2016 madmin

Who says it needs to be the end of the year to take a look at the most popular articles on a blog? This month, we dug deep into our blog stats to highlight the five most visited posts about small business money management on the MidWestOne blog. Whether you’re an entrepreneur who’s just starting […]

Charlie Funk

Note from Charlie – good customer service comes in many forms

May 5th, 2016 Charlie Funk

Ok, I admit it. I messed up! How could I schedule a business trip on the night of the NCAA championship game? As I looked at my flight schedule, I saw that I would be arriving at New York’s LaGuardia Airport about two hours before tip-off. Ok, I thought, that should give me time to […]

woman writing check

Tips for making memorial donations

April 22nd, 2016 Traci Aswegen

One of the ways to honor someone who has passed away is to make a donation in their memory. Not only does this honor the deceased’s life, it also helps create a legacy for that individual in the future. But what’s the best way to go about this? And how can you ensure the money […]

Questions you should be able to answer during a pitch

Basic questions you should be prepared to answer before meeting with investors

April 7th, 2016 Cathy Rottinghaus

Pitching investors is one of the most important tasks you’ll face in building a successful business. No matter how great your idea, if you can’t get someone to invest in the launch of your business or help it grow, you don’t have much of a chance at success. As an entrepreneur, you should prepare carefully […]

Charlie Funk

A note from Charlie – April 7

April 7th, 2016 Charlie Funk

I am writing this in the afterglow of March Madness. Since the footprint for MidWestOne has expanded, among other things, this means a much larger office pool in picking the tournament brackets, which brought much good natured banter in our workplace! That’s a good thing. We now have teams in our footprint in four states. This year’s tournament […]

saving money on closing costs

How to save money on closing costs

April 7th, 2016 Scott Schroeder

When you’re buying a house, costs can add up quickly. In addition to the actual down payment for the new home, there are countless other charges and fees that you need to shell out before you can move in. Thankfully there are things you can do to lessen the financial burden before you close. Here’s […]

Buying a home

What is a Loan Estimate?

March 30th, 2016 Barry Green

Taking out a mortgage and buying a home can be a daunting task, but we have good news! In October 2015, the federal government took steps to make the home-buying process easier. Known as the “Know before you owe” rules, the new regulations have many benefits for consumers. Chief among these is the replacement of […]

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