Small business owner accounting

Understanding your business’ critical numbers – 6 key metrics

November 20th, 2015 Chase Stafford

Running a small business is no small feat. In addition to the experience you need in your area of specialty, you’ll be forced to take on the financial aspect of operating a business, too. Although you can, of course, always hire expert help in the form of an accountant, leaning on that person too much […]

The "Know before you owe" rule is now in effect.

“Know before you owe” home financing rule now in effect

November 13th, 2015 Barry Green

New federal rules took effect last month designed to make it easier for you to know what you’ll owe when you apply for a mortgage. The changes are a result of new federal rules designed to protect homebuyers from misunderstanding the terms of their loans. It stemmed from the realization that many homebuyers weren’t able […]

Mike Draper

MidWestOne Customer Spotlight: RAYGUN

November 5th, 2015 madmin

If you’ve lived in Iowa long enough, you’re probably familiar with Mike Draper’s work. The owner of the Des Moines-based RAYGUN store has brought t-shirts like “Des Moines: Hell Yes” and “Iowa University, Idaho City, Ohio” to the masses. What started as a single storefront in Des Moines has since blossomed into a successful online […]

Charlie Funk

Note from Charlie – Nov. 5

November 5th, 2015 Charlie Funk

Providing an excellent environment in which to work is of the utmost importance to MidWestOne and fits with one of our operating principles, which is to “hire and retain excellent employees.” Of course, all companies will say that their “people are the most important assets,” but we all know that not every employer is willing […]

How to fund your small business

5 ways to fund your business

October 26th, 2015 Luke Lesyshen

You’ve got a stellar business idea. You’ve done some market research. You’ve even pulled together a business plan. You’re ready to hit the ground running – all you need is some capital to get started. Every entrepreneur knows that financing can be one of the most important and challenging aspects of running a small business. […]

HELOC MidWestOne

How does a HELOC work?

October 19th, 2015 Kathy Blackford

As a homeowner, it’s more than likely that you’ve heard the term HELOC before. A HELOC, which stands for home equity line of credit, gives you the ability to access the equity you have built in your home as a line of credit. This can be beneficial for you because it can serve as a […]

Single Speed Brewing logo

MidWestOne Customer Spotlight: SingleSpeed Brewing

October 8th, 2015 madmin

Having spent three years perfecting his brewing technique and establishing a solid fan base in historic downtown Cedar Falls, Dave Morgan, founder of SingleSpeed Brewing Co., has set his sight on a second location for his brewery:  the historic Wonder Bread building in Waterloo. We caught up with Morgan – who is also the owner […]

Charlie Funk

A note from Charlie – Oct. 8

October 8th, 2015 Charlie Funk

What is it that you value in your bank? Our industry spends hundreds of thousands of dollars each year to determine what it is that consumers most value in their financial provider. This month, I take a look into this question and hope that by the time you have finished reading this, you will know what […]

auto loan

Wheels and Deals: Finding an auto loan that’s good to go

September 25th, 2015 Scott Jamison

Buying a car can be exciting, but don’t lose sight of how you will pay for it. Here are some tips on financing a vehicle with an auto loan. Check your credit. Review your credit reports long before you go to purchase a car. Correcting inaccuracies, such as an erroneous history of late payments, can […]

Is retirement security easier than we think?

Is retirement security easier than we think?

September 18th, 2015 Cindy Roberts

It’s no secret that obtaining retirement security can be a daunting and downright scary task. But is retirement security really as difficult as we think? Some people don’t think so. The National Institute of Retirement Security estimates that on average, households approaching retirement, ages 55 to 64, have only $100,000 in retirement savings and the […]

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