Credit report

Common credit reporting acronyms and terms explained

October 17th, 2014 Angie Brown

Reviewing your credit report is a step in the right direction toward financial stability. A thorough check of your credit history can help you plan for future investments and develop a strategy to establish good credit. However, the alphabet soup present in credit reports can leave many people feeling confused and overwhelmed. To help you […]

Linder Tire Service

MidWestOne customer spotlight: Linder Tire Service

October 9th, 2014 madmin

Linder Tire Service has been a staple in the Iowa City community for more than 80 years. In the midst of the Great Depression, Henry Linder purchased a bankrupt tire business for $2,800. Through customer service, hard work and lots of dedicated employees he built a business that has since been passed to his son, […]

Charlie Funk

A note from Charlie – Oct. 9

October 9th, 2014 Charlie Funk

While October is known more for ghosts and goblins associated with trick or treating, there are other ghouls with whom we should become familiar: cybercriminals. According to a Norton Cybercrime Report, 378 million adults worldwide were victims of cybercrime in 2013. As cybercrime becomes more prevalent, it is important for users to take steps to […]

give money

How much can you give your kids tax-free?

October 3rd, 2014 Anna Moyers Stone

Many of our customers want to know how they can make financial gifts to other people during the year. Often this comes in the form of a quick phone call or a question on the street, “How much can I give my kid this year?” The quick answer, for 2014, is up to $14,000.00 per […]

Student Loan

A guide to student loan repayment

September 19th, 2014 Deb Ditzenberger

Student loan debt is a serious concern for recent college graduates, with 71 percent of graduates leaving college with not just a diploma, but a financial burden on their shoulders. On average, college graduates borrow $29,400 and are typically expected to begin loan payments shortly after graduation. This is the case even when financial circumstances […]

SK Cabinetry & Design

MidWestOne Customer Spotlight: SK Cabinetry & Design

September 4th, 2014 Inga Rundquist

Coralville-based SK Cabinetry & Design works with local interior designers, builders and customers to create dream kitchens and baths that perfectly complement the client’s personality and lifestyle. The design studio was formed in January 2014 by Sonja Hawbaker and Katy Grimes – two industry veterans who’ve worked in the area for many years until they […]

Charlie Funk

A note from Charlie – Sept. 4

September 4th, 2014 Charlie Funk

One of the side-effects of being a banker is that people frequently ask you for financial advice. From questions about investing money to how to best save for college – these are questions I’ve heard numerous times throughout my banking career. Truth be told, it’s one of my favorite things about being in this industry! […]

Business HSA account

Save money without skimping on benefits with HSAs

August 27th, 2014 Traci Aswegen

The rise in health insurance cost is not slowing down. Annual premiums for employer-sponsored family health coverage reached $16,351 in 2013, up 4 percent from 2012, according to the Kaiser Family Foundation/Health Research & Educational Trust (HRET) 2013 Employer Health Benefits Survey. Since 2003, premiums have increased 80 percent, nearly three times as fast as wages […]

Personal HSA accounts

Is a Health Savings Account right for you?

August 27th, 2014 Traci Aswegen

To save money on health insurance costs, many companies are increasingly offering high-deductible health insurance plans to their employees.  If you work for a company that has taken this approach, a health savings account is a very effective tool to cover medical expenses and save for the future. What is a health savings account? Health […]

small business owner

4 steps to successfully managing your business’ credit

August 15th, 2014 Adam McLaughlin

Just like your personal credit history, your business also acquires a credit history based on the transactions made and the loans repaid. Information about these credit transactions is gathered by business credit bureaus to create your business credit report using your business name, address and federal tax identification number (FIN), also known as an employer […]

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