Business line of credit vs. credit card vs. loan – what’s best?

Business line of credit vs. credit card vs. loan – what’s best?

July 15th, 2016 Niki Prom

As a small business owner you’ll inevitably need capital to start, build or grow your business. How to acquire that funding is up to you. And that prospect can be overwhelming when considering the myriad of other decisions, you’re likely facing in operating your business. While there are multiple options available to secure funding, business […]

investor meeting

Think like an investor or banker when pitching your business

July 7th, 2016 Cathy Rottinghaus

Pitching a business idea is a daunting task, even for experienced business owners, much less new entrepreneurs. You may have a great idea, but if you need investment capital to launch or grow your business, it’s vital to prepare carefully when pitching your company to investors. Put yourself in an investor’s shoes to consider why […]

Charlie Funk

A note from Charlie – online banking tips

July 7th, 2016 Charlie Funk

At a recent community event, a distinguished senior citizen who is a former leader in our community approached me.  He said, “we need a banking for geezers” class. Say that again? What this man wanted was more information from his banker in terms of technology. As he said “we geezers know this stuff is good, […]

9 ways to protect your financial information from ID theft

9 ways to protect your financial information from ID theft

July 1st, 2016 Kari Nelson

Just like budgeting or retirement planning, identify theft is one of those money management tasks that most people know they need to pay attention to, but many brush it off for another day. Sure – identity theft is a big problem, but what are the chances it will actually happen to you? This attitude can […]

Identity theft tools

Three identity theft tools to know: fraud alerts, credit freezes and ID theft reports

June 17th, 2016 Deborah Engfer

Identity theft can happen to anyone, and it can feel scary, frustrating and overwhelming. When it does happen, you can regain control by taking certain steps. We’ll help you understand fraud alerts, credit freezes and identity theft reports – how to create them and why they’re important. Fraud alerts If your wallet has been lost/stolen […]

Businesses are vulnerable to ID theft

How to protect your business from business ID theft

June 9th, 2016 Cory Ahrendsen

Think identity theft only impacts individuals? Think again! Business identity theft, also known as corporate or commercial ID theft, is a very real threat for business of all sizes. In the case of a business, a criminal will hijack a business’s identity and use it to establish lines of credit with banks or retailers. This […]

Charlie Funk

Note from Charlie – a prescription for success

June 9th, 2016 Charlie Funk

The big banks have come in for more than their fair share of criticism over the past eight years. While some of it is undoubtedly merited, some isn’t and there is much to learn from some of their “best practices.” One of my favorite spring pastimes is to read the CEO’s letter in various bank […]

MidWestOne Customer Spotlight: Dr. Shawn Reese

MidWestOne customer spotlight: Dr. Shawn Reese

June 9th, 2016 madmin

For those who know Dr. Shawn Reese, it’s no surprise that he now owns and operates a periodontist practice in Cedar Falls, Iowa. That’s because he’s always wanted to be a dentist. From a young age, Dr. Reese remembers telling everyone, including his mom, that he wanted to be a dentist and he has not […]

Credit Card 150 150

The advantages and disadvantages of credit cards

May 27th, 2016 Kara Sabo

Credit cards can be very convenient and useful, but they can also lead to stressful financial situations. That’s why it’s helpful and financially smart to understand the pros and cons of credit cards. Here are the main advantages and disadvantages you’ll want to know about. Pros 1. Convenience. Credit cards can often make purchases quicker and […]

College student

Tips to effectively manage your money as a college student

May 19th, 2016 Mark Sandvig

Let’s be honest – creating a budget as a college student probably isn’t at the top of your priority list. The new-found freedom of living on your own coupled with the invigorating college setting means it’s hard to focus on the practical things like money management. But with greater freedom also comes greater responsibility. And […]

Page 1 of 3212345...102030...Last »