Kage Innovation, mike stephan, midwestone bank

MidWestOne customer spotlight: KAGE Innovation

February 8th, 2018 Inga Rundquist

Mike Stephan has been entrepreneurial-minded since he was a kid. He grew up working with his dad, Syd Stephan, in the landscaping and snow removal industry. He found that when you spend time entrenched within a job that includes some manual labor, sometimes you begin to identify inefficiencies. Mike not only identified processes or machinery […]

Own a business? Do this before you donate to charity…

February 8th, 2018 Niki Prom

Key takeaways Educate yourself about the different types of donations you can make. Understand your unique tax implications. Set a budget and target recipients. Develop a written policy. Research recipient organizations. Be ok with saying no. As a business owner, you’re likely no stranger to “ask” letters from community groups and charitable initiatives. And that’s […]

mortgage, midwestone bank, buy home, homebuying, tammy sauer

Cost of buying a home – it’s not just the listing price

February 8th, 2018 Tammi Sauer

Key takeaways In addition to the actual cost of the home, there are other costs of purchasing a home. When you establish your overall mortgage budget, take these costs into account. Our list will provide you with a good overview of what you need to consider. Buying a home is about more than the down […]

Do these 6 things to make saving easier

February 8th, 2018 Barb Finney

Key takeaways Track your money. Create a budget. Automate, where possible. Pay yourself first. Take advantage of the benefits at your workplace. Saving money is a habit that needs to be developed. By and large it’s a matter of priorities. If you want to see your nest egg grow, you need to do what you […]

A note from Charlie – let’s talk about the tax cut

February 8th, 2018 Charlie Funk

The Tax Cut and Jobs Act of 2017 that was recently passed has generated lots of discussion. Rather than focus on the politics of the legislation I’d like to focus this month’s column on some of the positive impacts of the tax cuts on our customers and our bank. Yes, I said positive. I believe […]

These 5 simple things make it easier to fatten your nest egg

January 22nd, 2018 Kara Sabo

Key takeaways Automate where possible. Track your spending. Make little changes and stick to them. Be smart when it comes to credit. Delay gratification. Like dieting and exercising, saving money is one of those things that all of us know we should be doing, but often don’t. With everyday expenses, and milestones like sending your […]

Charlie Funk

A note from Charlie – financial New Year’s resolutions

January 11th, 2018 Charlie Funk

It is a New Year! As I sit down to write my first blog post of 2018, I have been given the assignment of sharing financial New Year’s resolutions. The first thing everyone should do is to understand how the recently passed federal legislation will affect their tax liability. Contrary to what you may have read, the […]

This list of advantages and disadvantages will help you decide to rent or buy

January 11th, 2018 Chase Stafford

Key takeaways Review the list of advantages and disadvantages of leasing and buying. Make a list of pros and cons for your business. Don’t be afraid to ask for help. Talk to a trusted advisor about your unique situation. Is your business growing? Are you running out of space? As your business gets bigger, you […]

Need a mortgage? Here are three things your lender will review …

January 11th, 2018 madmin

Key takeaways Monitor your credit on a regular basis. Maintain a steady income to establish a strong employment history. Be conscious of your overall assets and collateral Wouldn’t it be great if buying a home would be as easy as going to a grocery store, picking your home from the shelf and paying for it […]

Five creative ways to give back this holiday season

December 18th, 2017 Deborah Engfer

For many people, the end of the year is a time to give back to the organizations and causes that are near and dear to our hearts. With the holidays in full swing and tax season right around the corner, that’s no surprise. In many cases, charitable donations boil down to writing a check or […]

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