Archive for April, 2011

What is FDIC insurance – and how does it work?

April 27th, 2011 Cindy Mays

Do you remember the scene in Mary Poppins where there is a run on the bank? Hundreds of anxious and nervous customers race to the bank in fear that they have lost all their money. People are scared. There’s lots of elbowing. The bank locks its doors. Panic ensues. Thanks to the FDIC – or […]

Techniques to help couples talk about finances

April 25th, 2011 Ron Haines

Why is it so difficult for couples to talk about money? Many contend that people will talk just about anything – even religion and politics – before talking about their finances. In fact, for many couples financial issues can get so emotional and destructive that it can lead to a breakup. Many have reported that […]

3 questions to ask yourself when you retire

April 22nd, 2011 Kevin Mote

People who are getting ready to wrap up their careers and leave the working world often refer to retirement as “a new chapter” or “the next act” in their lives – and rightly so. As a pre-retiree, you may have even used those analogies yourself. But do you also realize that it’s possible to play […]

Working past your retirement age

April 18th, 2011 John Evans

The recent economic challenges have many older Americans considering the prospect of staying in the workforce past their normal retirement age. This isn’t a new phenomenon. According to the Social Security Administration, nearly 31 percent of individuals between the ages of 70 and 74 reported income from earnings in 2008, the latest year data is […]

Do you know where your money is going? 5 tips to track your money

April 11th, 2011 Sue Armbrecht

Most people underestimate the amount of money they are spending. That’s why it’s so important to monitor your expenses on a consistent basis. After all – if you want to save money, you need to know how much you’re spending. The concept of tracking money is pretty straightforward – write down how much money you […]

What is a credit score and how you can you improve it?

April 6th, 2011 Mike Finlayson

It is more than likely that at some point in your life you will need to borrow money – whether it’s to buy a house, a new car, or fund an unexpected emergency. When you do, lenders will review your credit score to decide whether you have suitable lending risk. While a high credit score […]

8 keys to saving as a newlywed

April 5th, 2011 Sandy Bailey

Saving money can be difficult when you’re starting out as a young couple. In addition to wedding costs many young couples may still be paying off student loans and are probably starting to think about purchasing a home. To help young couples get off on the right foot, we’ve put together some suggestions for starting […]

7 tips to managing your debt

April 5th, 2011 Cindi Schrock

Managing debt is an important skill to master – especially when you’re just starting off on your own. After all, as a young adult you’re laying the foundation for your future financial life. By following these simple tips, you will soon become a pro at debt management. 1. Always make your payments on time. The […]