Archive for August, 2011

Debit card fraud RS

How to protect yourself from debit card fraud

August 29th, 2011 Todd Means

The majority of us use debit cards many times a day – from ATM machines to point of sale terminals to accessing your bank account. This proliferation of use has lead to an increase in debit card fraud. And while you may not have control over phishers or other thieves, there are numerous things you […]

Back to school RS

How to save money on back-to-school shopping

August 19th, 2011 Kim Ross

To your kids, shopping for new clothes, gear and school supplies may be the only good thing about going back to school, but that doesn’t mean you have to spend a fortune every year. Start your back-to-school shopping with a game plan to save money and make your life easier. Here are 9 tips to […]

common budget busters RS

5 common budget busters and how to overcome them

August 15th, 2011 madmin

This material was prepared for Mike Roozeboom, LPL Financial Advisor, use. Many families make sincere attempts to set a household budget to more successfully manage their personal finances.  Unfortunately, often times these attempts fail. If you feel like there’s always something that ruins your budget, you may be making one or more of these common […]

couple paying bills online RS

How safe are you online?

August 11th, 2011 madmin

Online banking makes managing money convenient for millions of American households. With a few clicks of a mouse, you can check deposits and pay bills, which helps save you time and gives you more control over your finances. MidWestOne Bank uses a combination of safeguards to protect your information online. These efforts include employee training, […]

Rent or buy a home RS

5 questions to ask when deciding whether to rent or buy a home

August 8th, 2011 Melissa Koop

After saying “I do…” many newlyweds start the home buying process. Owning a home has always been a part of the American Dream and one that many people are willing to work hard for. This year, first-time homebuyers have a lot to consider when making the decision to rent or buy a home:  interest rates […]

Tips to tackle college debt RS

How to tackle college debt

August 4th, 2011 Kim Ross

In the U.S., most college students these days carry more than a heavy class load –they also carry a significant amount of debt. It’s undeniable that a college education in the United States has become increasingly more costly for families and students. The numbers are staggering. The average college student is now around $22,900 in […]