Archive for August, 2012

saving money on closing costs

eBook: Your guide to buying and financing a home

August 30th, 2012 madmin

Whether you’re a first-time homebuyer or you’re a seasoned pro, purchasing a house is a big step that can be stressful and overwhelming. First there’s the matter of finding the perfect home for you and your family. And after that, there are countless steps that have to be completed: getting finances in order, setting a […]

25 tips to stretch your dollar

August 24th, 2012 Carol Petersen

After paying your bills, car insurance, groceries and putting away money for your retirement fund, there is often very little money left, making it even more important to save every dollar possible. If you find yourself pinching pennies and finances are tight, don’t despair. There are a number of easy ways to stretch the dollar […]

Jim Cantrell

Best financial advice ever received: Jim Cantrell

August 17th, 2012 Jim Cantrell

Editors Note – this article is part of our series “Best financial advice I’ve ever received.” People frequently ask bankers the best piece of advice they have ever gotten. So for this series, we’re asking MidWestOne employees to share the best money management tips they’ve ever gotten. The best piece of financial advice I ever […]

What is Social Security, and how does it work?

August 10th, 2012 madmin

This material was prepared for John Evans, LPL Financial Advisor, use. The Social Security program was established in 1935 and provides old age, disability and survivors insurance, as well as supplemental security income, an income for elderly or disabled people. So how exactly does it work? Benefits are mainly financed by a 12.4 percent tax […]

6 financial goals to reach before you turn 30

August 3rd, 2012 Barb Finney

Are you turning 30 soon? Aside from personal goals, it’s important to establish financials goals to reach before the big three-O. Getting a firm grip on these financial goals before you turn 30 will make you more financially prepared for the bigger challenges in life that await you in your next decade. 1. Pay off […]