Archive for November, 2012

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5 red flags to watch for as an empty nester

November 30th, 2012 Mary Schmidt

Becoming an empty nester is a major change in your life – and your lifestyle. As your children move away from home, head off to college, and start their own adult lives, it can have many positive financial affects on you – less expenses, more disposable income, higher savings and higher income. But it’s also […]

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5 common myths about mortgages

November 23rd, 2012 madmin

With something as complex as mortgages, it’s not surprising there are numerous myths surrounding this financing tool. Separate the fact from fiction by reviewing our list of 5 common myths and misconceptions about mortgages: Myth #1: If you’re over 60 years old, you can’t get a 30-year mortgage This is a very common misconception, and […]

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Best financial advice ever received: Kent Jehle

November 16th, 2012 Kent Jehle

Editor’s Note – this article is part of our series “Best financial advice I’ve ever received.” People frequently ask bankers the best piece of advice they have ever gotten. So for this series, we’re asking MidWestOne employees to share the best money management tips they’ve ever gotten. The best piece of financial advice I ever […]

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What are IFA loans and how do they work?

November 9th, 2012 Barry Green

Whether you’re a first-time homebuyer, or a seasoned pro, don’t finalize your home financing until you’ve considered Iowa Finance Authority (IFA) loans. If you qualify, it could result in substantial savings for you! What is the IFA? The IFA was formed in 1975 to help low- and moderate-income Iowans attain housing. Since then, IFA’s role […]

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Take some “interest” in comparing credit cards

November 2nd, 2012 madmin

As you grow up and head out to the real world, the more you’ll be responsible for making very important financial decisions. One of the most important is choosing the right credit card. There are literally thousands of different credit cards, from different companies, with different rates, and different fees. As a result, it’s really […]