Archive for August, 2014

Business HSA account

Save money without skimping on benefits with HSAs

August 27th, 2014 Traci Aswegen

The rise in health insurance cost is not slowing down. Annual premiums for employer-sponsored family health coverage reached $16,351 in 2013, up 4 percent from 2012, according to the Kaiser Family Foundation/Health Research & Educational Trust (HRET) 2013 Employer Health Benefits Survey. Since 2003, premiums have increased 80 percent, nearly three times as fast as wages […]

Personal HSA accounts

Is a Health Savings Account right for you?

August 27th, 2014 Traci Aswegen

To save money on health insurance costs, many companies are increasingly offering high-deductible health insurance plans to their employees.  If you work for a company that has taken this approach, a health savings account is a very effective tool to cover medical expenses and save for the future. What is a health savings account? Health […]

small business owner

4 steps to successfully managing your business’ credit

August 15th, 2014 Adam McLaughlin

Just like your personal credit history, your business also acquires a credit history based on the transactions made and the loans repaid. Information about these credit transactions is gathered by business credit bureaus to create your business credit report using your business name, address and federal tax identification number (FIN), also known as an employer […]

zmariks-noodle-cafe 150

MidWestOne customer spotlight: Z’Mariks Noodle Café

August 6th, 2014 madmin

Z’Mariks Noodle Café opened its doors in 2002 in Iowa City, Iowa. Owners Dave and Ellie Allen began with a vision of creating a dining destination that united fresh food with fast service at an affordable price. Z’Mariks has grown its business to several locations in central Iowa and last year franchised its first location […]

Charlie Funk

A note from Charlie – Aug. 7

August 6th, 2014 Charlie Funk

Welcome to August and, of course, back to school season. This time of year should be a timely reminder for parents and grandparents to think about how well we save for education. According to the study How America Saves for College, 25 percent of families don’t save for college because they believe the student will […]