While October is known more for ghosts and goblins associated with trick or treating, there are other ghouls with whom we should become familiar: cybercriminals. According to a Norton Cybercrime Report, 378 million adults worldwide were victims of cybercrime in 2013.
As cybercrime becomes more prevalent, it is important for users to take steps to protect themselves online. Safeguarding your personal information and money is a partnership between you and your bank. MidWestOne works diligently to protect your information and so should you.
In recognition of National Cybersecurity Awareness Month, MidWestOne offers the following tips to help consumers stay safe and secure online:
Keep your computers and mobile devices up to date.
Having the latest security software, web browser, and operating system are the best defenses against viruses, malware, and other online threats. Turn on automatic updates so you receive the newest fixes as they become available.
Set strong passwords.
A strong password is at least eight characters in length and includes a mix of upper and lowercase letters, numbers, and special characters.
Learn to recognize phishing scams.
Phishing scams use fraudulent emails and websites to trick users into disclosing private account or login information. Do not click on links or open any attachments or pop-up screens from sources you are not familiar with.
Forward phishing emails to the Federal Trade Commission (FTC) at firstname.lastname@example.org – and to the company, bank, or organization impersonated in the email.
Keep personal information personal.
Hackers can use social media profiles to figure out your passwords and answer those security questions in the password reset tools. Lock down your privacy settings and avoid posting things like birthdays, addresses, mother’s maiden name, etc. Be wary of requests to connect from people you do not know.
Secure your internet connection.
Always protect your home wireless network with a password. When connecting to public Wi-Fi networks, be cautious about what information you are sending over it.
Before shopping online, be sure the website uses secure technology. When you are at the checkout screen, verify that the web address begins with https. Also, check to see if a tiny locked padlock symbol appears on the page.
Read the site’s privacy policies.
Though long and complex, privacy policies tell you how the site protects the personal information it collects.
One last tip: if some of this information is new or seems complex to you, re-read this article.
Sometimes playing defense is the best offense. Awareness is the key to combating cybercrime and will help keep the real goblins out of our Halloween.