Archive for May, 2015


4 money management tips for college graduates

May 27th, 2015 Andrea Hartman

Congratulations! You’re a college graduate. If you’re like most graduates you have a lot of big decisions ahead of you: Where to live, which job offer to accept and how you are going to manage life after college. Your finances should also be on this list. After all – finances are a huge part of […]

Are you ready for EMV cards?

May 18th, 2015 Tony Rasmussen

Attention small business owners: An important deadline is approaching in the transition to EMV debit and credit cards in the United States. Starting October 1, liability for fraudulent transactions will shift to the party that did not enable the chip-to-chip (EMV) transaction. In other words – later this year. if your business has not yet […]


Launching a start-up: How much money do you really need?

May 14th, 2015 Chase Stafford

You’ve had this brilliant idea stuck in your brain for quite some time. You wake up thinking about it and go to bed ready to dream about it. The idea is your very own business. You’re anxious to get started. A lot of different things are needed to get your business off to a good […]

MidWestOne customer spotlight: Popcorn Heaven

May 7th, 2015 madmin

When ReShonda Young had the opportunity to open a franchise, she did what few other people would do; she decided to do it all on her own, instead. ReShonda opened Popcorn Heaven on Franklin Street in Waterloo in March of 2014 and hasn’t looked back since. The store features unique and mouthwatering gourmet popcorn treats, […]

protect business from fraud

Is your business safe from fraud?

May 7th, 2015 Renee Smith-LaBarge

Did you know it takes the average business roughly 18 months to detect fraud? That’s an awfully long time – especially for a small business or a start-up that is just getting off its feet. According to a 2014 report by the Association of Certified Fraud Examiners (ACFE), the typical organization loses 5 percent of […]

Charlie Funk

A note from Charlie – May 7

May 7th, 2015 Charlie Funk

One of the interesting aspects of writing a monthly commentary such as this is that I am never quite sure how many people are reading it. Just who are the readers? With that in mind, this month’s comment is directed at those who may not follow banking as closely as those of us who live it and […]

mobile deposit

Mobile Banking Security

May 1st, 2015 Ron Haines

It’s faster than the race cars at the Iowa Speedway. It’s as quiet as an open meadow. And, it’s more dangerous than a beagle at a buffet. No, it’s not an army of ninjas. It’s the moment when someone steals your banking information. If it happens to you, your emotions will likely range from anger […]