Archive for November, 2015

christmas shopping

Shoppers beware of store credit cards this holiday season

November 30th, 2015 Sandy Bailey

“Would you like to save 15 percent by opening a store credit card today? It will just take a few minutes!” These are words many of us are all too familiar with. It’s free money, so what’s the harm, right? Wrong. Although we could all stand to save some additional cash during the holiday season, […]

Small business owner accounting

Understanding your business’ critical numbers – 6 key metrics

November 20th, 2015 Chase Stafford

Running a small business is no small feat. In addition to the experience you need in your area of specialty, you’ll be forced to take on the financial aspect of operating a business, too. Although you can, of course, always hire expert help in the form of an accountant, leaning on that person too much […]

The "Know before you owe" rule is now in effect.

“Know before you owe” home financing rule now in effect

November 13th, 2015 Barry Green

New federal rules took effect last month designed to make it easier for you to know what you’ll owe when you apply for a mortgage. The changes are a result of new federal rules designed to protect homebuyers from misunderstanding the terms of their loans. It stemmed from the realization that many homebuyers weren’t able […]

Mike Draper

MidWestOne Customer Spotlight: RAYGUN

November 5th, 2015 madmin

If you’ve lived in Iowa long enough, you’re probably familiar with Mike Draper’s work. The owner of the Des Moines-based RAYGUN store has brought t-shirts like “Des Moines: Hell Yes” and “Iowa University, Idaho City, Ohio” to the masses. What started as a single storefront in Des Moines has since blossomed into a successful online […]

Charlie Funk

Note from Charlie – Nov. 5

November 5th, 2015 Charlie Funk

Providing an excellent environment in which to work is of the utmost importance to MidWestOne and fits with one of our operating principles, which is to “hire and retain excellent employees.” Of course, all companies will say that their “people are the most important assets,” but we all know that not every employer is willing […]