At MidWestOne, we believe in the power of financial education and we love it when we can empower our customers – and those who should be – to become more financially savvy in their day-to-day lives. Our team of bankers has been blogging since 2011, and today we’re sharing five of the most popular money management articles on this blog.
If you need some inspiration, motivation, and education on how to make your money work for you, start right here with our list.
How to make memorial donations
One of the ways to honor someone who has passed away is to make a donation in their memory. Not only does this honor the deceased’s life, it also helps create a legacy for that individual in the future.
But what’s the best way to go about this? And how can you ensure the money you donate will be used the way you’ve intended it to? We’ve put together a list of things you should consider before making memorial donations. Keep reading
Cleaning up your filing cabinet – what to shred and what to keep
If you’re like most people, it’s not unlikely that your filing cabinet is bursting from the seams. The financial services industry generates a lot of paper and it’s easy to fall into a pattern where you simply file everything away upon receipt. Stay organized by reviewing the documents in your filing cabinet and shredding the ones you don’t need to keep on a regular basis. Check out our recommendations
Warning signs of identity theft
With the near constant changes in technology, identity theft is constantly evolving. All that’s needed by a hacker is your Social Security number to drain your bank account, open a credit card or get medical treatments under your name and insurance. Thieves can even give your name to the police during an arrest.
ID theft can take many forms. Some of the most common include … keep reading.
What is Iowa’s Title Guaranty program and how does it work?
Buying a home is a complex process with many different moving parts. One of those moving parts is a title guarantee. Currently, Iowa is the only state remaining in the U.S. that guarantees its titles. Title Guaranty is a not-for-profit division of the Iowa Finance Authority that provides low cost title protection for properties in Iowa.
You may be thinking, that sounds great, but I still don’t understand what any of it means. What’s a title? What’s a guarantee? How does it benefit me? Learn more
How to save money on closing costs
When you’re buying a house, costs can add up quickly. In addition to the actual down payment for the new home, there are countless other charges and fees that you need to shell out before you can move in.
Thankfully there are things you can do to lessen the financial burden before you close. Here’s a list of things you should do before you sign on the dotted line(s) to potentially save hundreds, if not thousands, of dollars in the long run. Review list