Archive for February, 2018

Kage Innovation, mike stephan, midwestone bank

MidWestOne customer spotlight: KAGE Innovation

February 8th, 2018 Inga Rundquist

Mike Stephan has been entrepreneurial-minded since he was a kid. He grew up working with his dad, Syd Stephan, in the landscaping and snow removal industry. He found that when you spend time entrenched within a job that includes some manual labor, sometimes you begin to identify inefficiencies. Mike not only identified processes or machinery […]

Own a business? Do this before you donate to charity…

February 8th, 2018 Niki Prom

Key takeaways Educate yourself about the different types of donations you can make. Understand your unique tax implications. Set a budget and target recipients. Develop a written policy. Research recipient organizations. Be ok with saying no. As a business owner, you’re likely no stranger to “ask” letters from community groups and charitable initiatives. And that’s […]

mortgage, midwestone bank, buy home, homebuying, tammy sauer

Cost of buying a home – it’s not just the listing price

February 8th, 2018 Tammi Sauer

Key takeaways In addition to the actual cost of the home, there are other costs of purchasing a home. When you establish your overall mortgage budget, take these costs into account. Our list will provide you with a good overview of what you need to consider. Buying a home is about more than the down […]

Do these 6 things to make saving easier

February 8th, 2018 Barb Finney

Key takeaways Track your money. Create a budget. Automate, where possible. Pay yourself first. Take advantage of the benefits at your workplace. Saving money is a habit that needs to be developed. By and large it’s a matter of priorities. If you want to see your nest egg grow, you need to do what you […]

A note from Charlie – let’s talk about the tax cut

February 8th, 2018 Charlie Funk

The Tax Cut and Jobs Act of 2017 that was recently passed has generated lots of discussion. Rather than focus on the politics of the legislation I’d like to focus this month’s column on some of the positive impacts of the tax cuts on our customers and our bank. Yes, I said positive. I believe […]