Archive for the ‘Small Business’ Category

Midwestone bank, cyber security, business tips

5 steps to protect your customers from ID theft

February 9th, 2017 Jeff Schebler

Are you taking steps to protect your customers’ personal information? Safeguarding sensitive data in your files and on your computers is just good business. After all, if that information falls into the wrong hands, it can lead to fraud or identity theft. Recent studies estimate the cost of a security breach at around $200 per […]

Small business finances

Our most read small business articles from 2016…

January 12th, 2017 madmin

From identity theft to company valuations and renting commercial space, the most popular small business articles in 2016 were all about ways to become more effective and organized about running your small business. We hope you enjoy this collection of top 2016 articles and find use in our tips and insights! Lease or buy commercial […]

How to spend less time on administrative and accounting tasks

December 2nd, 2016 Niki Prom

More time – it’s what all small business owners want and few have. Many entrepreneurs surrender to the late nights and early mornings that can come with building a company from the ground up – especially if they’ve taken on a jack-of-all-trades role. But for many, this type of schedule is not sustainable – especially […]

chad lindgren, small business, midwestone bank, company valuation

10 reasons to perform a company valuation

November 10th, 2016 Chad Lindgren

Do you know what your business is worth? Your local assessor’s office knows what your house is worth. With just a few clicks on the Blue Book website, you can find out what your car is worth. You can easily find the value of your mutual fund. Why, then, is it so common to come […]

entrepreneur

Operating a small business? Here are our best money management tips …

October 6th, 2016 madmin

As a small business owner, one of the most intimidating aspects of running a business can often be managing the finances. Being a subject-matter expert in your chosen profession means that you may not have experience with the day-to-day aspects of running a business, let alone overseeing the finances. That’s where expert help is crucially […]

Are you taking these steps to protect your business account online?

Are you taking these steps to protect your business account online?

September 8th, 2016 Cory Ahrendsen

If you use online banking for your business – beware! Cybercriminals have increasingly been targeting the online accounts of small- to medium-sized businesses, non-profits and municipalities. These types of “corporate account takeovers” are attacks carried out by cybercriminals to either obtain the login credentials or hijack the secure online session of a legitimate user through […]

Running a small business – how much should you pay yourself?

Running a small business – how much should you pay yourself?

August 26th, 2016 Chase Stafford

It’s the age-old question every small business owner faces – how much do I pay myself? Too much and your business may fail to thrive. Too little and you may struggle to survive. So how do you strike the balance and set your company up for success? Most resolutions boil down to two lines of […]

Business line of credit vs. credit card vs. loan – what’s best?

Business line of credit vs. credit card vs. loan – what’s best?

July 15th, 2016 Niki Prom

As a small business owner you’ll inevitably need capital to start, build or grow your business. How to acquire that funding is up to you. And that prospect can be overwhelming when considering the myriad of other decisions, you’re likely facing in operating your business. While there are multiple options available to secure funding, business […]

investor meeting

Think like an investor or banker when pitching your business

July 7th, 2016 Cathy Rottinghaus

Pitching a business idea is a daunting task, even for experienced business owners, much less new entrepreneurs. You may have a great idea, but if you need investment capital to launch or grow your business, it’s vital to prepare carefully when pitching your company to investors. Put yourself in an investor’s shoes to consider why […]

Businesses are vulnerable to ID theft

How to protect your business from business ID theft

June 9th, 2016 Cory Ahrendsen

Think identity theft only impacts individuals? Think again! Business identity theft, also known as corporate or commercial ID theft, is a very real threat for business of all sizes. In the case of a business, a criminal will hijack a business’s identity and use it to establish lines of credit with banks or retailers. This […]

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