Archive for the ‘Small Business’ Category

Sidecar Coffee

MidWestOne customer spotlight: Sidecar Coffee

February 6th, 2014 madmin

For Andy Fuchtman it’s still hard to believe that the simple question “Do you like coffee?” has completely changed his life. That’s what Brent Dahlstrom asked him in late 2012 when he was looking for a partner to launch a coffee shop on College Hill in Cedar Falls. After months of planning, the idea came to […]

business plan

15 ways your banker can help you with your business plan

January 17th, 2014 Chase Stafford

You’ve taken the plunge and decided to start your own business. While this in itself is a momentous decision, as an entrepreneur you will be faced with countless other important decisions in the months and years ahead. What type of corporation should you form? How much money do you need to get started? Shall you […]

Yotopia logo

MidWestOne customer spotlight: Yotopia Frozen Yogurt

January 9th, 2014 madmin

In just a few weeks, North Liberty area residents will have the best of both worlds when it comes to dessert options – frozen yogurt and cupcakes. That’s because Yotopia Frozen Yogurt owner Veronica Tessler is teaming up with Molly’s Cupcakes owner Jamie Smith on a one-of-a-kind joint venture in North Liberty at 620 Pacha […]

Commercial building

Lease or buy commercial space? Advantages and disadvantages

December 6th, 2013 Chase Stafford

The overall goal of most businesses is to grow and prosper. As your business gets bigger, at some point you may need to expand your space, and choose the best way for your company to accomplish that growth. There are two main approaches: leasing space or purchasing a building. Either method may be a good […]

Businessman on computer and phone

4 tips to protect your businesses from corporate account takeover

October 18th, 2013 Chase Stafford

Cybercriminals are increasingly targeting small businesses to transfer funds from accounts and steal private information, a fraud referred to as “corporate account takeover.” Criminals use spoofed e-mails, malicious software and online social networks to obtain login credentials to businesses’ accounts, which they then use to make illicit transactions. Combating account takeover is a shared responsibility […]

The dangers of using a personal credit card for business expenses

July 26th, 2013 Jesse Gleason

Access to money is one of the most critical aspects of successfully operating a small business. As a business owner you need to finance the cost of equipment, compensate your employees and pay for the other materials and infrastructure needed to operate a business. For the vast majority of small businesses, that’s where a credit […]

Key elements to getting a business loan

June 21st, 2013 Patrick Van Nevel

Obtaining the properly structured commercial loan can have a powerful impact on your business. It can improve your cash flow, help you invest in new employees, purchase new equipment, expand your office space and much more.  The bottom line? A commercial loan can help your bottom line. It’s important to know how to plan for […]

What online banking technology can do for YOUR business

March 29th, 2013 Chase Stafford

Over the last decade, new technology – especially the Internet and smart phones – have changed our personal lives, and in many ways made them better. But the technology changes have affected more than just our personal lives – they’ve also brought many changes to small businesses and the way you bank. In the past, […]

Best financial advice ever received: Barb Finney

March 22nd, 2013 Barb Finney

Editor’s Note – this article is part of our series “Best financial advice I’ve ever received.” People frequently ask bankers the best piece of advice they have ever gotten. So for this series, we’re asking MidWestOne employees to share the best money management tips they’ve ever gotten. The best piece of financial advice I’ve ever […]

Tips to build strong financial credit for your business

March 5th, 2013 Jesse Gleason

There are many financial issues that are important to your success as a small business owner/entrepreneur. One of them is building a strong credit rating for your business and maintaining it. Here’s the interesting element: business credit scores work differently than personal credit scores. They are not like – and are not used the same […]

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