Archive for the ‘Empty Nest’ Category

Pay off mortgage early or invest?

October 7th, 2011 Jayne Sandler

As you begin to count down the years (or months) to retirement, you may be one of the many people who wonder if you should just knock off the remainder of your mortgage balance so you can live debt free. This is a question many empty nesters struggle with: Should you pay off your mortgage […]

7 rules for secure online shopping

September 30th, 2011 Mark Sandvig

With the click of the mouse, shoppers can buy nearly any product online – from groceries to cars, from insurance policies to home loans. According to Forrester Research, 60% of U.S. consumers shop online at least once per quarter. And while that percentage continues to grow, there is still widespread concern about the safety of […]

Becoming an empty-nester: 6 things you need to consider

September 14th, 2011 Doug Benjamin

As your children become more independent and establish their own families and careers, you’ll find yourself with more time, more money and, more than likely, more space. With retirement just around the corner, the challenge as an empty nester is to put those extra resources to good use. We’ve put together six key action items […]

How safe are you online?

August 11th, 2011 madmin

Online banking makes managing money convenient for millions of American households. With a few clicks of a mouse, you can check deposits and pay bills, which helps save you time and gives you more control over your finances. MidWestOne Bank uses a combination of safeguards to protect your information online. These efforts include employee training, […]

Can you afford to retire?

July 29th, 2011 madmin

This material was prepared for Kevin Mote, LPL Financial Advisor, use. As an empty nester, there are probably few days that go by where you don’t ask yourself – can I afford to retire? This has, no doubt, been amplified by the economic challenges of the past few years, including vanishing pensions and dwindling 401(k) […]

4 debt management tips for empty nesters

July 28th, 2011 Jeff Johnson

One of the most important aspects of preparing for retirement is effectively managing your debt. In fact, most financial professionals will tell you that being debt free during retirement is a critical component to successfully living on a fixed income. Being a debt-free retiree makes the money you have worked so hard to save and […]

Are you financially prepared for the unexpected – three tips you can’t afford to live without

July 18th, 2011 Jeff Burkhart

Emergencies can happen at any time – there’s simply no way around it. You lose your job. Your spouse falls ill. Or a loved one passes away. And while disasters – thankfully – don’t occur very frequently, it’s critical to make it a priority to prepare for the unexpected.  After all, it could be the […]

5 practical tips to help you save

July 12th, 2011 Melisa Henley

For many people, saving is a lot like being on a diet. You have to commit yourself to making a change in your life, be willing to give some things up and stay away from all the “bad” food – or in this case “bad” spending. Despite this, it doesn’t have to be difficult to […]

Do you know what you spend?

June 20th, 2011 Doug Benjamin

Chances are, you probably know what you spend on your mortgage or rent, car payments and utilities. Most people know what they spend on the “big items,” but have no clue what they spend on the “little things.” Here’s the thing. When people learn how much they actually spend on the “little things,” they are […]

How to adjust finances when the kids are out of the house

May 18th, 2011 Teri Keenan

When children leave the home and become fully independent it’s not only a big lifestyle change for them, it’s also a big change for you. In addition to the emotional challenges that come with an empty house, there are also many financial changes that need to be considered. Your children have been a top financial […]

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