Archive for the ‘Empty Nest’ Category

Creating a budget and sticking to it

January 22nd, 2016 Jeff Johnson

Wouldn’t it be great if you could make a plan for your money, where you could keep track of every penny coming in and going out? A plan that could help you stay on track, reach your goals and aim for that dream vacation? Good news! You’ve been able to do this all along! So, […]

Shredding financial documents

Cleaning up your filing cabinet – what to shred and what to keep

January 15th, 2016 Mindy Atkinson

It’s the beginning of a new year and everyone is filled with good intentions. As you make resolutions about your personal relationships and your health, don’t forget about your finances. January is the perfect time to complete those money management tasks you’ve been pushing off for 12 months. One thing we recommend is spending some […]

christmas shopping

Shoppers beware of store credit cards this holiday season

November 30th, 2015 Sandy Bailey

“Would you like to save 15 percent by opening a store credit card today? It will just take a few minutes!” These are words many of us are all too familiar with. It’s free money, so what’s the harm, right? Wrong. Although we could all stand to save some additional cash during the holiday season, […]

The "Know before you owe" rule is now in effect.

“Know before you owe” home financing rule now in effect

November 13th, 2015 Barry Green

New federal rules took effect last month designed to make it easier for you to know what you’ll owe when you apply for a mortgage. The changes are a result of new federal rules designed to protect homebuyers from misunderstanding the terms of their loans. It stemmed from the realization that many homebuyers weren’t able […]

auto loan

Wheels and Deals: Finding an auto loan that’s good to go

September 25th, 2015 Scott Jamison

Buying a car can be exciting, but don’t lose sight of how you will pay for it. Here are some tips on financing a vehicle with an auto loan. Check your credit. Review your credit reports long before you go to purchase a car. Correcting inaccuracies, such as an erroneous history of late payments, can […]

Is retirement security easier than we think?

Is retirement security easier than we think?

September 18th, 2015 Cindy Roberts

It’s no secret that obtaining retirement security can be a daunting and downright scary task. But is retirement security really as difficult as we think? Some people don’t think so. The National Institute of Retirement Security estimates that on average, households approaching retirement, ages 55 to 64, have only $100,000 in retirement savings and the […]

Power of attorney

What is a Healthcare Power of Attorney and how important is it?

September 4th, 2015 Anna Moyers Stone

Advance Directive.  Healthcare Power of Attorney.  Living Will.  Healthcare Proxy.  What are these documents?  Do you need them?  Do you have them already?  If so, do you know and like what they say? Planning in your life, financial and otherwise, can also mean planning for the event of sudden illness or injury and, in some […]

Hidden value of HSA accounts

The hidden value of HSA accounts: retirement savings

July 9th, 2015 Mark Sandvig

When you think of tax advantages for retirement, you typically think of an IRA, 401(k) or 403(b). The latest to join the array of retirement savings strategies is a health savings account, or HSA. The first thing to know is that an HSA is designed and to be treated as a way to build savings […]

Endow Iowa

What is the Endow Iowa Tax Credit program?

June 29th, 2015 Cathy Rottinghaus

When making financial decisions for retirement and estate planning, it’s common to consider charitable objectives. Giving through a community foundation to the causes you care about is rewarding – in more ways than one. Planned giving can help reduce a taxable estate or reduce capital gains on a highly appreciated asset. Charitable gifts create a […]

Save money this summer

Tips for saving money in the summer

June 4th, 2015 Jeff Johnson

Yes, it’s that time of year. It’s time for vacations, pool parties, grilling and finding something (ANYTHING!) to occupy your children. There are also more opportunities to lose track of your spending. How can you beat the financial heat? First, you need to take a close look at your summer plans. Are you going to […]

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