Archive for the ‘Empty Nest’ Category

foreign currency

Exchanging Foreign Currency

February 11th, 2015 Angie Brown

You just took a phenomenal vacation through Europe and came back with some extra euros. Now what do you do with that currency? Maybe you are planning a trip to Japan and would like to exchange some money before you leave. How do you go about acquiring yen? Whether you are buying or selling foreign […]

Charlie Funk

A note from Charlie – Feb. 5

February 5th, 2015 Charlie Funk

It was time for vacation! My wife, Connie, and I had planned to take the week after New Year’s off and visit a warmer climate. With a horrible weather forecast for the Midwest, it seemed like it was going to be the perfect week for vacation. Things did not get off to a smooth start. When we […]

The MidWestOne Academy

February 2nd, 2015 madmin

Have you ever wondered what the information on your credit report means or how your credit score is determined? Do you know the factors that go into establishing your mortgage costs? Have you thought about which savings vehicles are available and which ones are right for you? MidWestOne is proud to present a resource which […]

Your guide to holiday spending

eBook: Your guide to holiday spending

December 16th, 2014 madmin

The holiday season can be a budget-busting time period. After all – with gifts, entertaining, decorations and more, it’s not surprising that many people find it challenging to keep spending in check. In this booklet you’ll find a collection of our most helpful articles about how to keep holiday spending – and debt – in […]

Holiday shoppping

Spend smart this holiday season

December 12th, 2014 madmin

The holiday season can be a budget-busting time period. After all – with gifts, entertaining, decorations and more, it’s not surprising that many people find it challenging to keep spending in check. To help you end the year on solid financial footing, we’ve pulled together some of our favorite holiday spending articles. Enjoy! 7 ways […]

Personal HSA accounts

Is a Health Savings Account right for you?

August 27th, 2014 Traci Aswegen

To save money on health insurance costs, many companies are increasingly offering high-deductible health insurance plans to their employees.  If you work for a company that has taken this approach, a health savings account is a very effective tool to cover medical expenses and save for the future. What is a health savings account? Health […]

online banking

There’s more to Online Bill Pay than just paying bills

July 29th, 2014 Melissa Payne

While most people have become accustomed to online banking and the benefits it can offer, there are additional – lesser known – features on the platform that can help make financial transactions easier. MidWestOne’s online banking and online bill pay platforms give you immediate access to your financial information and allow you to monitor accounts, […]

Social Security income

Social Security and you: what does the future hold?

May 2nd, 2014 madmin

This material was prepared for Dick Ockerlander, LPL Financial Advisor, use. If you’re counting on Social Security to provide you with a secure retirement, think again. Social Security benefits only account for less than half of today’s retirees’ income. Longer life expectancies and the aging of the population will put an increasing burden on the […]

mobile deposit

Are you taking advantage of mobile check deposit?

April 25th, 2014 Jack Courtney

Mobile deposit – once a rarity among banks – has become one of the most sought after services in the banking industry. A recent report from ath Power Consulting identified remote deposit capture as mobile banking users’ most desired feature in apps. Banks – including MidWestOne – are responding. Research from Celent shows that in […]

The pros and cons of credit cards

April 4th, 2014 Kara Sabo

Credit cards can be very convenient and useful, but they can also lead to stressful financial situations. That’s why it’s helpful and financially smart to understand the pros and cons of credit cards. Here are the main advantages and disadvantages you’ll want to know about. Pros 1. Convenience. Credit cards can often make purchases quicker […]

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