Archive for the ‘Empty Nest’ Category

Social Security income

Social Security and you: what does the future hold?

May 2nd, 2014 madmin

This material was prepared for Dick Ockerlander, LPL Financial Advisor, use. If you’re counting on Social Security to provide you with a secure retirement, think again. Social Security benefits only account for less than half of today’s retirees’ income. Longer life expectancies and the aging of the population will put an increasing burden on the […]

mobile deposit

Are you taking advantage of mobile check deposit?

April 25th, 2014 Jack Courtney

Mobile deposit – once a rarity among banks – has become one of the most sought after services in the banking industry. A recent report from ath Power Consulting identified remote deposit capture as mobile banking users’ most desired feature in apps. Banks – including MidWestOne – are responding. Research from Celent shows that in […]

The pros and cons of credit cards

April 4th, 2014 Kara Sabo

Credit cards can be very convenient and useful, but they can also lead to stressful financial situations. That’s why it’s helpful and financially smart to understand the pros and cons of credit cards. Here are the main advantages and disadvantages you’ll want to know about. Pros 1. Convenience. Credit cards can often make purchases quicker […]

tax image

10 timely tax time tips

February 14th, 2014 Jeff Burkhart

The income tax filing season has begun, and important tax documents should be arriving in your mailbox. Although your return is not due until April 15, you can make tax time easier on yourself with an early start. Here are 10 tips to help ensure a smooth tax-filing process. 1. Create a system for organizing […]

Woman question

3 questions about banking – answered

January 31st, 2014 Kevin Crall

With its countless regulations and slang vocabulary, the financial services industry can sometimes be difficult to understand. In this series, MidWestOne employees will be answering common questions about banking. 1. What is the Federal Reserve, and how does it work? The Federal Reserve – or the “Fed” as many people call it – is the bank […]

Helping to care for aging parents

January 3rd, 2014 madmin

This material was prepared for John Evans, LPL Financial Advisor, use. Many baby boomers are finding that their aging parents are in need of health care assistance. Luckily, there are many options available today to help your parents grow old gracefully, either in their own home or in a facility, and several ways that you […]

Couple unhappy

Can’t make mortgage payments? Now what?

December 27th, 2013 madmin

The prospect of losing your home because you’re having a hard time making your mortgage payment can be terrifying. Maybe you’re having a hard time making ends meet because you or a family member lost their job. Or perhaps there was an unexpected medical expense that is taking a toll on your finances. Whatever the […]

couple give gift

7 ways to avoid overspending this holiday season

December 13th, 2013 Cindi Schrock

According to Deloitte’s 2015 Annual Holiday Survey, consumer spending plans have rebounded to the highest levels since 2000. According to the survey, the primary driver is continued improvement in household financial situation. Despite this increase in confidence, the thought of purchasing gifts for family and friends can be daunting for many. That’s because things are […]

Professional woman

How to become the CFO of your life

November 22nd, 2013 Carol Petersen

Why is it so hard for some of us to manage our finances? Perhaps, if we started thinking of ourselves as the Chief Financial Officer (CFO) of our household, we would begin looking at money management as more of a challenge than an obligation. Pretend for a moment that your household is a business. Is […]

Are you helping to manage someone else’s money? Download these CFPB guides!

November 15th, 2013 John Chadima

Millions of Americans are managing money or property for a loved one who is unable to pay bills or make financial decisions. This can be very overwhelming. But, it’s also a great opportunity to help someone you care about, and protect them from scams and fraud. The Consumer Financial Protection Bureau (CFPB) recently released four […]

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