Archive for the ‘Family’ Category

How safe are you online?

August 11th, 2011 madmin

Online banking makes managing money convenient for millions of American households. With a few clicks of a mouse, you can check deposits and pay bills, which helps save you time and gives you more control over your finances. MidWestOne Bank uses a combination of safeguards to protect your information online. These efforts include employee training, […]

Are you financially prepared for the unexpected – three tips you can’t afford to live without

July 18th, 2011 Jeff Burkhart

Emergencies can happen at any time – there’s simply no way around it. You lose your job. Your spouse falls ill. Or a loved one passes away. And while disasters – thankfully – don’t occur very frequently, it’s critical to make it a priority to prepare for the unexpected.  After all, it could be the […]

5 practical tips to help you save

July 12th, 2011 Melisa Henley

For many people, saving is a lot like being on a diet. You have to commit yourself to making a change in your life, be willing to give some things up and stay away from all the “bad” food – or in this case “bad” spending. Despite this, it doesn’t have to be difficult to […]

Pay off debt now or save for the future?

June 21st, 2011 Mike Finlayson

At one point or another, families all across the country will ask themselves: shall we pay off debt or save for the future? The answer to this question boils down to simple math. Let’s say, for example, that you have saved $10,000 and deposited the money in a CD or money market fund at your […]

Do you know what you spend?

June 20th, 2011 Doug Benjamin

Chances are, you probably know what you spend on your mortgage or rent, car payments and utilities. Most people know what they spend on the “big items,” but have no clue what they spend on the “little things.” Here’s the thing. When people learn how much they actually spend on the “little things,” they are […]

Does it make sense to refinance your home?

May 13th, 2011 Jayne Sandler

As a homeowner, there will more than likely come a time when you will feel like it is a good idea to refinance your home. However, it’s important to keep in mind that refinancing a home isn’t a decision that should be taken lightly. There are costs involved with refinancing a home, and it’s important […]

What is FDIC insurance – and how does it work?

April 27th, 2011 Cindy Mays

Do you remember the scene in Mary Poppins where there is a run on the bank? Hundreds of anxious and nervous customers race to the bank in fear that they have lost all their money. People are scared. There’s lots of elbowing. The bank locks its doors. Panic ensues. Thanks to the FDIC – or […]

Do you know where your money is going? 5 tips to track your money

April 11th, 2011 Sue Armbrecht

Most people underestimate the amount of money they are spending. That’s why it’s so important to monitor your expenses on a consistent basis. After all – if you want to save money, you need to know how much you’re spending. The concept of tracking money is pretty straightforward – write down how much money you […]

Just had a baby? 6 financial considerations for new parents

March 29th, 2011 John Evans

You’ve seen the numbers, and there’s no getting around it. Having a baby is expensive. But like any other major life change, planning ahead will make the process a lot easier. We’ve put together some key financial tips and consideration for new parents. While this list is by no means complete, it can serve as […]

Spring cleaning – put your financial house in order

March 28th, 2011 Mike Roozeboom

As winter draws to a close, and you file away your forms and schedules at the end of the tax season, it’s a good time to take a closer look at your finances and tidy up where needed. Here’s a checklist of key considerations to help you get started. Lay a balanced investment groundwork* Does […]

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