Archive for the ‘Family’ Category

christmas shopping

Shoppers beware of store credit cards this holiday season

November 30th, 2015 Sandy Bailey

“Would you like to save 15 percent by opening a store credit card today? It will just take a few minutes!” These are words many of us are all too familiar with. It’s free money, so what’s the harm, right? Wrong. Although we could all stand to save some additional cash during the holiday season, […]

The "Know before you owe" rule is now in effect.

“Know before you owe” home financing rule now in effect

November 13th, 2015 Barry Green

New federal rules took effect last month designed to make it easier for you to know what you’ll owe when you apply for a mortgage. The changes are a result of new federal rules designed to protect homebuyers from misunderstanding the terms of their loans. It stemmed from the realization that many homebuyers weren’t able […]

HELOC MidWestOne

How does a HELOC work?

October 19th, 2015 Kathy Blackford

As a homeowner, it’s more than likely that you’ve heard the term HELOC before. A HELOC, which stands for home equity line of credit, gives you the ability to access the equity you have built in your home as a line of credit. This can be beneficial for you because it can serve as a […]

auto loan

Wheels and Deals: Finding an auto loan that’s good to go

September 25th, 2015 Scott Jamison

Buying a car can be exciting, but don’t lose sight of how you will pay for it. Here are some tips on financing a vehicle with an auto loan. Check your credit. Review your credit reports long before you go to purchase a car. Correcting inaccuracies, such as an erroneous history of late payments, can […]

Power of attorney

What is a Healthcare Power of Attorney and how important is it?

September 4th, 2015 Anna Moyers Stone

Advance Directive.  Healthcare Power of Attorney.  Living Will.  Healthcare Proxy.  What are these documents?  Do you need them?  Do you have them already?  If so, do you know and like what they say? Planning in your life, financial and otherwise, can also mean planning for the event of sudden illness or injury and, in some […]

Save for college

4 alternatives to 529 college savings plans

August 21st, 2015 Diane Meggers

Considering all the costs involved with raising children, saving for college is no easy task. After paying all the bills and putting some money towards your nest egg, it can seem like there’s no money left for college savings, let alone discretionary spending. However, for most parents, putting their children’s education on hold is not […]

Hidden value of HSA accounts

The hidden value of HSA accounts: retirement savings

July 9th, 2015 Mark Sandvig

When you think of tax advantages for retirement, you typically think of an IRA, 401(k) or 403(b). The latest to join the array of retirement savings strategies is a health savings account, or HSA. The first thing to know is that an HSA is designed and to be treated as a way to build savings […]

Endow Iowa

What is the Endow Iowa Tax Credit program?

June 29th, 2015 Cathy Rottinghaus

When making financial decisions for retirement and estate planning, it’s common to consider charitable objectives. Giving through a community foundation to the causes you care about is rewarding – in more ways than one. Planned giving can help reduce a taxable estate or reduce capital gains on a highly appreciated asset. Charitable gifts create a […]

Save money this summer

Tips for saving money in the summer

June 4th, 2015 Jeff Johnson

Yes, it’s that time of year. It’s time for vacations, pool parties, grilling and finding something (ANYTHING!) to occupy your children. There are also more opportunities to lose track of your spending. How can you beat the financial heat? First, you need to take a close look at your summer plans. Are you going to […]

chip card

What are EMV credit and debit cards?

April 29th, 2015 Sandy Bailey

Do you remember listening to your favorite music on CDs? Perhaps cassette tapes? Or were you rockin’ out on the gramophone? It seems like we’re always adjusting to changes brought about by new technologies. There’s a big change you need to know about regarding payment systems and preventing credit card fraud. And it’ll be much […]

Page 2 of 1312345...10...Last »