Archive for the ‘Family’ Category

credit cards

What is the difference between a charge card and a credit card?

December 19th, 2014 Scott Jamison

Many people use the terms “charge card” and “credit card” interchangeably, but the truth is the two are quite different. With their own set of costs and limitations, it is important to differentiate between both types of cards. Before you apply for your next card, whether it is a charge card or a credit card, […]

Your guide to holiday spending

eBook: Your guide to holiday spending

December 16th, 2014 madmin

The holiday season can be a budget-busting time period. After all – with gifts, entertaining, decorations and more, it’s not surprising that many people find it challenging to keep spending in check. In this booklet you’ll find a collection of our most helpful articles about how to keep holiday spending – and debt – in […]

Holiday shoppping

Spend smart this holiday season

December 12th, 2014 madmin

The holiday season can be a budget-busting time period. After all – with gifts, entertaining, decorations and more, it’s not surprising that many people find it challenging to keep spending in check. To help you end the year on solid financial footing, we’ve pulled together some of our favorite holiday spending articles. Enjoy! 7 ways […]

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Tips for lending money to friends and family

October 31st, 2014 Scott Jamison

Lending money to family or friends can be difficult. While you want to help out loved ones, you’re worried about what type of impact this loan would have on your relationship and whether you’ll ever see the money again. While most financial advisors suggest only lending to family members or friends as a last resort, […]

give money

How much can you give your kids tax-free?

October 3rd, 2014 Anna Moyers Stone

Many of our customers want to know how they can make financial gifts to other people during the year. Often this comes in the form of a quick phone call or a question on the street, “How much can I give my kid this year?” The quick answer, for 2014, is up to $14,000.00 per […]

Personal HSA accounts

Is a Health Savings Account right for you?

August 27th, 2014 Traci Aswegen

To save money on health insurance costs, many companies are increasingly offering high-deductible health insurance plans to their employees.  If you work for a company that has taken this approach, a health savings account is a very effective tool to cover medical expenses and save for the future. What is a health savings account? Health […]

online banking

There’s more to Online Bill Pay than just paying bills

July 29th, 2014 Melissa Payne

While most people have become accustomed to online banking and the benefits it can offer, there are additional – lesser known – features on the platform that can help make financial transactions easier. MidWestOne’s online banking and online bill pay platforms give you immediate access to your financial information and allow you to monitor accounts, […]

girl allowance

Advice for giving allowances to your kids

May 30th, 2014 Cindy Roberts

One of the greatest ways to teach your kids the basics of money management is an allowance. There are lots of different ways you can approach allowances. Ultimately, your best choice is what works best for your kids and your family. In this article, we share some approaches that have worked well for many parents, […]

mobile deposit

Are you taking advantage of mobile check deposit?

April 25th, 2014 Jack Courtney

Mobile deposit – once a rarity among banks – has become one of the most sought after services in the banking industry. A recent report from ath Power Consulting identified remote deposit capture as mobile banking users’ most desired feature in apps. Banks – including MidWestOne – are responding. Research from Celent shows that in […]

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The pros and cons of credit cards

April 4th, 2014 Kara Sabo

Credit cards can be very convenient and useful, but they can also lead to stressful financial situations. That’s why it’s helpful and financially smart to understand the pros and cons of credit cards. Here are the main advantages and disadvantages you’ll want to know about. Pros 1. Convenience. Credit cards can often make purchases quicker […]

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