Archive for the ‘Family’ Category

girl allowance

Advice for giving allowances to your kids

May 30th, 2014 Cindy Roberts

One of the greatest ways to teach your kids the basics of money management is an allowance. There are lots of different ways you can approach allowances. Ultimately, your best choice is what works best for your kids and your family. In this article, we share some approaches that have worked well for many parents, […]

mobile deposit

Are you taking advantage of mobile check deposit?

April 25th, 2014 Jack Courtney

Mobile deposit – once a rarity among banks – has become one of the most sought after services in the banking industry. A recent report from ath Power Consulting identified remote deposit capture as mobile banking users’ most desired feature in apps. Banks – including MidWestOne – are responding. Research from Celent shows that in […]

The pros and cons of credit cards

April 4th, 2014 Kara Sabo

Credit cards can be very convenient and useful, but they can also lead to stressful financial situations. That’s why it’s helpful and financially smart to understand the pros and cons of credit cards. Here are the main advantages and disadvantages you’ll want to know about. Pros 1. Convenience. Credit cards can often make purchases quicker […]

older man in front of laptop

Protect your assets with a trust

March 14th, 2014 madmin

A trust is a legal entity that is central to a three-part agreement in which an individual — the trust’s “grantor” — transfers the legal title to an asset to that trust for the purpose of benefiting one or more beneficiaries. The trust is managed by one or more trustees. Trusts may be revocable or […]

piggy bank

5 fail-safe ways to grow your savings

February 28th, 2014 Kara Sabo

Like dieting and exercising, saving money is one of those things that all of us know we should be doing, but often don’t. With everyday expenses, future priorities like college and retirement savings quickly fall off the radar because they simply seem less important. In a recent article on CNN Money, Sendhil Mullainathan, a professor […]

tax image

10 timely tax time tips

February 14th, 2014 Jeff Burkhart

The income tax filing season has begun, and important tax documents should be arriving in your mailbox. Although your return is not due until April 15, you can make tax time easier on yourself with an early start. Here are 10 tips to help ensure a smooth tax-filing process. 1. Create a system for organizing […]

Woman question

3 questions about banking – answered

January 31st, 2014 Kevin Crall

With its countless regulations and slang vocabulary, the financial services industry can sometimes be difficult to understand. In this series, MidWestOne employees will be answering common questions about banking. 1. What is the Federal Reserve, and how does it work? The Federal Reserve – or the “Fed” as many people call it – is the bank […]

Couple unhappy

Can’t make mortgage payments? Now what?

December 27th, 2013 madmin

The prospect of losing your home because you’re having a hard time making your mortgage payment can be terrifying. Maybe you’re having a hard time making ends meet because you or a family member lost their job. Or perhaps there was an unexpected medical expense that is taking a toll on your finances. Whatever the […]

13 money management tips for teenagers

December 20th, 2013 Melissa Koop

Helping your teenagers understand how to have secure and successful financial futures is one of the most rewarding things for you as a parent. By working with your teenagers learn and follow these tips, you’ll give them more experience and confidence in money management. These tips will start them down a better financial road their […]

couple give gift

7 ways to avoid overspending this holiday season

December 13th, 2013 Cindi Schrock

According to Deloitte’s 2015 Annual Holiday Survey, consumer spending plans have rebounded to the highest levels since 2000. According to the survey, the primary driver is continued improvement in household financial situation. Despite this increase in confidence, the thought of purchasing gifts for family and friends can be daunting for many. That’s because things are […]

Page 5 of 13« First...34567...10...Last »