Archive for the ‘Family’ Category

3 benefits of paying off your mortgage slowly

July 5th, 2013 Carol Wynja

If you’re like most Americans, you probably made a big down payment on your home and are making extra principal payments from time to time in order to pay off your mortgage faster. After all – owning your home outright is the smart thing to do, right? The answer to this question – and to […]

Does it make sense to consolidate your mortgage with other debt?

May 17th, 2013 Doug Shanklin

If you have equity in your home and are carrying additional debts, such as credit card debt or auto loans, you may be wondering if it’s a good idea to refinance and roll your debts into your mortgage. Just like all other personal finance questions, it boils down to – “maybe.” If your debts are […]

USDA guaranteed loan program can help with mortgage financing in rural areas

April 26th, 2013 John J. Garcia

If you are house hunting and considering purchasing a home in a rural area, be sure to talk to your mortgage officer about the USDA Rural Development Single Family Housing Guaranteed Loan program. As part of the program, the USDA partners with approved lenders, such as MidWestOne Bank, extend 100 percent financing opportunities to eligible […]

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Do you need to adjust your tax withholding amounts?

April 5th, 2013 Corey Phillips

With the Internal Revenue Service tax filing deadline rapidly approaching, it’s a good time to start thinking about your paycheck withholding amounts. The majority of Americans pay their annual tax bills using payroll withholding. In doing so, a percentage of your salary is taken out each pay period and sent to the IRS where it […]

Best financial advice ever received: Barb Finney

March 22nd, 2013 Barb Finney

Editor’s Note – this article is part of our series “Best financial advice I’ve ever received.” People frequently ask bankers the best piece of advice they have ever gotten. So for this series, we’re asking MidWestOne employees to share the best money management tips they’ve ever gotten. The best piece of financial advice I’ve ever […]

5 techniques for smarter, happier shopping

February 21st, 2013 Sue Armbrecht

Shopping is something we all do. Some shopping trips are for necessities such as groceries and clothes. Others are for buying life-enhancing things you want – from toys to furniture to electronic devices. No matter what you’re shopping for, though, it’s important – both financially and emotionally – to make smart decisions.  Here are five […]

The best ways to start your credit score

February 6th, 2013 Sabrina Kurka

One of the “twists” in today’s financial world is that you need to have a good credit score to get a loan…but to establish a credit score, you need to have a credit history! If you don’t have any credit history, then you might not have a credit score, and might not be able to […]

Best financial advice ever received: Greg Turner

February 1st, 2013 Greg Turner

Editor’s Note – this article is part of our series “Best financial advice I’ve ever received.” People frequently ask bankers the best piece of advice they have ever gotten. So for this series, we’re asking MidWestOne employees to share the best money management tips they’ve ever gotten. There are three big pieces of financial advice […]

Are you planning for your parents’ financial future?

January 16th, 2013 Todd Means

Are your aging parents prepared for their future financially? If you don’t know, you’re not alone. Most people haven’t talked to their parents about their retirement resources. You might be wondering if this is really any of your business. But the reality is that it may become your business if your parents need financial assistance […]

Best financial advice ever received: Steve Hicks

January 4th, 2013 Steve Hicks

Editors Note – this article is part of our series “Best financial advice I’ve ever received.” People frequently ask bankers the best piece of advice they have ever gotten. So for this series, we’re asking MidWestOne employees to share the best money management tips they’ve ever gotten. The best financial advice I ever received has […]

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