Archive for the ‘Just Married’ Category

Buying a home – how much house can you afford?

July 21st, 2017 Niki Gysbers

There are many things to consider when buying a home, and chief among them is undoubtedly the budget. As bankers, we feel it’s the decision that should come first in the home buying process and should guide all your subsequent choices. Establishing a budget helps you determine what neighborhood you can live in, how large […]

woman writing check

How to make memorial donations

July 6th, 2017 Melissa Koop

One of the ways to honor someone who has passed away is to make a donation in their memory. Not only does this honor the deceased’s life, it also helps create a legacy for that individual in the future. But what’s the best way to go about this? And how can you ensure the money […]

eBook: Your guide to investing

June 22nd, 2017 madmin

Investing can be a daunting task. While you want your money to work as hard as you do, it can be difficult to determine where to start. Shall you open an IRA account or put all your money in a 401(k) account? What are bonds? How should you adjust your investment strategy as you age? […]

Hey big spender! Here’s how to be smart about making big purchases…

April 20th, 2017 Robin Skinner

Whether it’s a new car, kitchen appliance, a boat or a new home – making a big purchase can be a nerve-wracking experience. Are you paying a fair price? Are you choosing the right financing? Should you invest in the warranty? Questions abound and that’s no surprise – after all, no one wants to waste […]

midwestone bank, new construction loans

Building a house? The nuts and bolts of new construction loans

January 31st, 2017 Mark Sandvig

Building your own house can be the fulfillment of a lifelong dream for many people – but it can also be a long and expensive process. Most people can’t afford to pay for the cost of home construction up front, and getting a mortgage is usually not an option. After all, you’re asking a bank […]

Shredding financial documents

Most popular blog articles of 2016

January 12th, 2017 madmin

It’s the beginning of a new year and everyone is filled with good intentions. As you make resolutions about your personal relationships and your health, don’t forget about your finances. January is the perfect time to complete those money management tasks you’ve been pushing off for 12 months. We’ve pulled together the most popular money […]

home, starter home, dream home, scott schroeder, family

Buy a starter home or invest in your forever home? What makes most sense…

September 21st, 2016 Scott Schroeder

Forever home vs. starter home – for many couples, this is a contentious subject. While you may feel like a starter home makes the most sense, your partner may have opposite feelings. In the past there was no question – most young people would settle on smaller, more affordable homes until other properties were within […]

Just married money mistakes

Start your marriage on solid financial footing

August 12th, 2016 madmin

As you settle into married life, don’t let your newlywed bliss prevent you from making smart decisions about your finances. Talking about how you will manage your money as a married couple is a huge gift you can give each other. Why? Because one of the leading causes of divorce is money trouble. Money trouble […]

Identity theft tools

Three identity theft tools to know: fraud alerts, credit freezes and ID theft reports

June 17th, 2016 Deborah Engfer

Identity theft can happen to anyone, and it can feel scary, frustrating and overwhelming. When it does happen, you can regain control by taking certain steps. We’ll help you understand fraud alerts, credit freezes and identity theft reports – how to create them and why they’re important. Fraud alerts If your wallet has been lost/stolen […]

eBook: The everyday guide to saving

June 12th, 2016 madmin

Finding ways to save can be a challenge. While we all have good intentions, it can often seem like there’s little left after paying the bills, mortgage and other obligations. But the important thing to remember is that saving a little over time can really add up. Whether you’re saving for a down payment on […]

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