Archive for the ‘Just Married’ Category

A framework to help your kids develop money skills

December 7th, 2017 Melissa Koop

Managing money is one of those important life skills that parents try to instill in their kids before they leave the nest. Unfortunately, there are no step-by-step instructions for teaching your kids to be responsible money managers. It takes time and effort on your part to help your children learn the healthy money habits that […]

Managing finances while a family member is enlisted or overseas

November 9th, 2017 Mike Finlayson

November is Military Family Month, and as we show appreciation for the sacrifices those in the military make, it’s important not to forget the unique challenges they face, such as serving overseas or being deployed in conflict zones. Those challenges also impact the service members’ ability to effectively manage their finances while also dealing with […]

Keep your eyes open for these warning signs of elder financial abuse

August 10th, 2017 Cindi Schrock

Unfortunately elder financial abuse is increasingly becoming a problem we all need to be aware of. Nearly 1 in 5 Americans over 65 say they have been a victim of financial exploitation, according to a poll released by the nonprofit Investor Protection Trust. What’s worse, these numbers are expected to get worse as the boomer […]

Buying a home – how much house can you afford?

July 21st, 2017 Niki Gysbers

There are many things to consider when buying a home, and chief among them is undoubtedly the budget. As bankers, we feel it’s the decision that should come first in the home buying process and should guide all your subsequent choices. Establishing a budget helps you determine what neighborhood you can live in, how large […]

woman writing check

How to make memorial donations

July 6th, 2017 Melissa Koop

One of the ways to honor someone who has passed away is to make a donation in their memory. Not only does this honor the deceased’s life, it also helps create a legacy for that individual in the future. But what’s the best way to go about this? And how can you ensure the money […]

eBook: Your guide to investing

June 22nd, 2017 madmin

Investing can be a daunting task. While you want your money to work as hard as you do, it can be difficult to determine where to start. Shall you open an IRA account or put all your money in a 401(k) account? What are bonds? How should you adjust your investment strategy as you age? […]

Hey big spender! Here’s how to be smart about making big purchases…

April 20th, 2017 Robin Skinner

Whether it’s a new car, kitchen appliance, a boat or a new home – making a big purchase can be a nerve-wracking experience. Are you paying a fair price? Are you choosing the right financing? Should you invest in the warranty? Questions abound and that’s no surprise – after all, no one wants to waste […]

midwestone bank, new construction loans

Building a house? The nuts and bolts of new construction loans

January 31st, 2017 Mark Sandvig

Building your own house can be the fulfillment of a lifelong dream for many people – but it can also be a long and expensive process. Most people can’t afford to pay for the cost of home construction up front, and getting a mortgage is usually not an option. After all, you’re asking a bank […]

Shredding financial documents

Most popular blog articles of 2016

January 12th, 2017 madmin

It’s the beginning of a new year and everyone is filled with good intentions. As you make resolutions about your personal relationships and your health, don’t forget about your finances. January is the perfect time to complete those money management tasks you’ve been pushing off for 12 months. We’ve pulled together the most popular money […]

home, starter home, dream home, scott schroeder, family

Buy a starter home or invest in your forever home? What makes most sense…

September 21st, 2016 Scott Schroeder

Forever home vs. starter home – for many couples, this is a contentious subject. While you may feel like a starter home makes the most sense, your partner may have opposite feelings. In the past there was no question – most young people would settle on smaller, more affordable homes until other properties were within […]

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