Archive for the ‘Just Married’ Category

mortgage, midwestone bank, buy home, homebuying, tammy sauer

Cost of buying a home – it’s not just the listing price

February 8th, 2018 Tammi Sauer

Key takeaways In addition to the actual cost of the home, there are other costs of purchasing a home. When you establish your overall mortgage budget, take these costs into account. Our list will provide you with a good overview of what you need to consider. Buying a home is about more than the down […]

Do these 6 things to make saving easier

February 8th, 2018 Barb Finney

Key takeaways Track your money. Create a budget. Automate, where possible. Pay yourself first. Take advantage of the benefits at your workplace. Saving money is a habit that needs to be developed. By and large it’s a matter of priorities. If you want to see your nest egg grow, you need to do what you […]

These 5 simple things make it easier to fatten your nest egg

January 22nd, 2018 Kara Sabo

Key takeaways Automate where possible. Track your spending. Make little changes and stick to them. Be smart when it comes to credit. Delay gratification. Like dieting and exercising, saving money is one of those things that all of us know we should be doing, but often don’t. With everyday expenses, and milestones like sending your […]

Need a mortgage? Here are three things your lender will review …

January 11th, 2018 madmin

Key takeaways Monitor your credit on a regular basis. Maintain a steady income to establish a strong employment history. Be conscious of your overall assets and collateral Wouldn’t it be great if buying a home would be as easy as going to a grocery store, picking your home from the shelf and paying for it […]

Five creative ways to give back this holiday season

December 18th, 2017 Deborah Engfer

For many people, the end of the year is a time to give back to the organizations and causes that are near and dear to our hearts. With the holidays in full swing and tax season right around the corner, that’s no surprise. In many cases, charitable donations boil down to writing a check or […]

A framework to help your kids develop money skills

December 7th, 2017 Melissa Koop

Managing money is one of those important life skills that parents try to instill in their kids before they leave the nest. Unfortunately, there are no step-by-step instructions for teaching your kids to be responsible money managers. It takes time and effort on your part to help your children learn the healthy money habits that […]

Managing finances while a family member is enlisted or overseas

November 9th, 2017 Mike Finlayson

November is Military Family Month, and as we show appreciation for the sacrifices those in the military make, it’s important not to forget the unique challenges they face, such as serving overseas or being deployed in conflict zones. Those challenges also impact the service members’ ability to effectively manage their finances while also dealing with […]

Keep your eyes open for these warning signs of elder financial abuse

August 10th, 2017 Cindi Schrock

Unfortunately elder financial abuse is increasingly becoming a problem we all need to be aware of. Nearly 1 in 5 Americans over 65 say they have been a victim of financial exploitation, according to a poll released by the nonprofit Investor Protection Trust. What’s worse, these numbers are expected to get worse as the boomer […]

Buying a home – how much house can you afford?

July 21st, 2017 Niki Gysbers

There are many things to consider when buying a home, and chief among them is undoubtedly the budget. As bankers, we feel it’s the decision that should come first in the home buying process and should guide all your subsequent choices. Establishing a budget helps you determine what neighborhood you can live in, how large […]

woman writing check

How to make memorial donations

July 6th, 2017 Melissa Koop

One of the ways to honor someone who has passed away is to make a donation in their memory. Not only does this honor the deceased’s life, it also helps create a legacy for that individual in the future. But what’s the best way to go about this? And how can you ensure the money […]

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