You just took a phenomenal vacation through Europe and came back with some extra euros. Now what do you do with that currency? Maybe you are planning a trip to Japan and would like to exchange some money before you leave. How do you go about acquiring yen? Whether you are buying or selling foreign […]
Archive for the ‘Just Married’ Category
A note from Charlie – Feb. 5
It was time for vacation! My wife, Connie, and I had planned to take the week after New Year’s off and visit a warmer climate. With a horrible weather forecast for the Midwest, it seemed like it was going to be the perfect week for vacation. Things did not get off to a smooth start. When we […]
The MidWestOne Academy
Have you ever wondered what the information on your credit report means or how your credit score is determined? Do you know the factors that go into establishing your mortgage costs? Have you thought about which savings vehicles are available and which ones are right for you? MidWestOne is proud to present a resource which […]
eBook: Your guide to holiday spending
The holiday season can be a budget-busting time period. After all – with gifts, entertaining, decorations and more, it’s not surprising that many people find it challenging to keep spending in check. In this booklet you’ll find a collection of our most helpful articles about how to keep holiday spending – and debt – in […]
Spend smart this holiday season
The holiday season can be a budget-busting time period. After all – with gifts, entertaining, decorations and more, it’s not surprising that many people find it challenging to keep spending in check. To help you end the year on solid financial footing, we’ve pulled together some of our favorite holiday spending articles. Enjoy! 7 ways […]
6 tips to save for a down payment
Before transitioning from renter to homeowner, prospective buyers must typically save between 5 and 20 percent of the home’s value for the down payment. To help you prepare for one of the first steps in the home buying process, we’ve put together six tips to help you save for a down payment. Tip 1: Develop […]
Common credit reporting acronyms and terms explained
Reviewing your credit report is a step in the right direction toward financial stability. A thorough check of your credit history can help you plan for future investments and develop a strategy to establish good credit. However, the alphabet soup present in credit reports can leave many people feeling confused and overwhelmed. To help you […]
Is a Health Savings Account right for you?
To save money on health insurance costs, many companies are increasingly offering high-deductible health insurance plans to their employees. If you work for a company that has taken this approach, a health savings account is a very effective tool to cover medical expenses and save for the future. What is a health savings account? Health […]
There’s more to Online Bill Pay than just paying bills
While most people have become accustomed to online banking and the benefits it can offer, there are additional – lesser known – features on the platform that can help make financial transactions easier. MidWestOne’s online banking and online bill pay platforms give you immediate access to your financial information and allow you to monitor accounts, […]
When does it make sense to open a new credit card?
Temptations for opening new credit cards are everywhere – local events, at the mall and in your mailbox. Before you sign on the dotted line on another credit card application, make sure you understand how opening a new line of credit will impact your financial situation. While there are some situations where a new card […]
