Archive for the ‘On Your Own’ Category

woman writing check

Tips for making memorial donations

April 22nd, 2016 Traci Aswegen

One of the ways to honor someone who has passed away is to make a donation in their memory. Not only does this honor the deceased’s life, it also helps create a legacy for that individual in the future. But what’s the best way to go about this? And how can you ensure the money […]

checking card

Signature transactions vs. PIN transactions: What’s the difference?

February 26th, 2016 Sandy Bailey

“Swipe your card.” We hear it in restaurants, gas stations and retail stores. It’s fast. It’s convenient. And, it’s a growing trend. The number of people using check cards is increasing at a very fast rate. In 2012, check card transactions were accountable for purchases reaching over $2 trillion in the United States, and that […]

Popmoney

What is Popmoney® and how does it work?

December 28th, 2015 Angie Brown

Move over, cash – there’s a new payment method in town. If you really want to pay your friends back for group lunch, use an app to send money to their mobile-phone number or email address. MidWestOne started offering a peer-to-peer payment system called Popmoney® recently – one of the many digital payment options available […]

christmas shopping

Shoppers beware of store credit cards this holiday season

November 30th, 2015 Sandy Bailey

“Would you like to save 15 percent by opening a store credit card today? It will just take a few minutes!” These are words many of us are all too familiar with. It’s free money, so what’s the harm, right? Wrong. Although we could all stand to save some additional cash during the holiday season, […]

auto loan

Wheels and Deals: Finding an auto loan that’s good to go

September 25th, 2015 Scott Jamison

Buying a car can be exciting, but don’t lose sight of how you will pay for it. Here are some tips on financing a vehicle with an auto loan. Check your credit. Review your credit reports long before you go to purchase a car. Correcting inaccuracies, such as an erroneous history of late payments, can […]

Power of attorney

What is a Healthcare Power of Attorney and how important is it?

September 4th, 2015 Anna Moyers Stone

Advance Directive.  Healthcare Power of Attorney.  Living Will.  Healthcare Proxy.  What are these documents?  Do you need them?  Do you have them already?  If so, do you know and like what they say? Planning in your life, financial and otherwise, can also mean planning for the event of sudden illness or injury and, in some […]

Trail Wallet screenshot

Travel smarter with these mobile apps for money management

August 14th, 2015 Andrea Hartman

Using mobile travel apps can take the hassle and confusion out of managing money while traveling. Thankfully, there are multiple mobile applications for you to choose from that will make it easy for you to track your money while you’re traveling giving you more time to enjoy your trip. I’ve pulled together a list of […]

Hidden value of HSA accounts

The hidden value of HSA accounts: retirement savings

July 9th, 2015 Mark Sandvig

When you think of tax advantages for retirement, you typically think of an IRA, 401(k) or 403(b). The latest to join the array of retirement savings strategies is a health savings account, or HSA. The first thing to know is that an HSA is designed and to be treated as a way to build savings […]

Save money this summer

Tips for saving money in the summer

June 4th, 2015 Jeff Johnson

Yes, it’s that time of year. It’s time for vacations, pool parties, grilling and finding something (ANYTHING!) to occupy your children. There are also more opportunities to lose track of your spending. How can you beat the financial heat? First, you need to take a close look at your summer plans. Are you going to […]

Graduation

4 money management tips for college graduates

May 27th, 2015 Andrea Hartman

Congratulations! You’re a college graduate. If you’re like most graduates you have a lot of big decisions ahead of you: Where to live, which job offer to accept and how you are going to manage life after college. Your finances should also be on this list. After all – finances are a huge part of […]

Page 1 of 1112345...10...Last »