Archive for the ‘On Your Own’ Category

5 practical tips to help you save

July 12th, 2011 Melisa Henley

For many people, saving is a lot like being on a diet. You have to commit yourself to making a change in your life, be willing to give some things up and stay away from all the “bad” food – or in this case “bad” spending. Despite this, it doesn’t have to be difficult to […]

10 tips to help you avoid impulse buying

July 8th, 2011 Margaret Ratcliff

For some of us it’s a hobby, for other’s it’s a way to feel better after a bad day at school or work. Whatever the reason, or root cause, impulse buying is a dangerous habit that can quickly wreak havoc on your bank account and your life. This danger is especially acute if you don’t […]

Do you know what you spend?

June 20th, 2011 Doug Benjamin

Chances are, you probably know what you spend on your mortgage or rent, car payments and utilities. Most people know what they spend on the “big items,” but have no clue what they spend on the “little things.” Here’s the thing. When people learn how much they actually spend on the “little things,” they are […]

15 financial tips for college students

May 9th, 2011 Jeff Johnson

College is an exciting, fun and sometimes stressful time. In addition to classes, new friends and decisions about your future, you’re faced with your fair share of life lessons in money management. Money management can be daunting – especially if you’re just starting out. But it doesn’t have to be. To get you started on […]

Do you know where your money is going? 5 tips to track your money

April 11th, 2011 Sue Armbrecht

Most people underestimate the amount of money they are spending. That’s why it’s so important to monitor your expenses on a consistent basis. After all – if you want to save money, you need to know how much you’re spending. The concept of tracking money is pretty straightforward – write down how much money you […]

What is a credit score and how you can you improve it?

April 6th, 2011 Mike Finlayson

It is more than likely that at some point in your life you will need to borrow money – whether it’s to buy a house, a new car, or fund an unexpected emergency. When you do, lenders will review your credit score to decide whether you have suitable lending risk. While a high credit score […]

7 tips to managing your debt

April 5th, 2011 Cindi Schrock

Managing debt is an important skill to master – especially when you’re just starting off on your own. After all, as a young adult you’re laying the foundation for your future financial life. By following these simple tips, you will soon become a pro at debt management. 1. Always make your payments on time. The […]

What is a 401(k) and how does it work?

March 29th, 2011 John Evans

When you’re starting out, one of the most important things you can do for your financial future is to start investing in a 401(k) retirement plan. It may seem counterintuitive to start saving for your retirement when you’re at the beginning of your professional life. Nonetheless, if you opt out of this savings opportunity you […]

Spring cleaning – put your financial house in order

March 28th, 2011 Mike Roozeboom

As winter draws to a close, and you file away your forms and schedules at the end of the tax season, it’s a good time to take a closer look at your finances and tidy up where needed. Here’s a checklist of key considerations to help you get started. Lay a balanced investment groundwork* Does […]

How to be an organized financial consumer

January 31st, 2011 Jeff Burkhart

Being an organized financial consumer really boils down to one thing: Take control of your money instead of letting it control you. Although this may seem like a daunting prospect for some people, a few simple strategies can help you streamline your finances and become more organized about household money matters. Have a clear understanding […]

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