Archive for the ‘On Your Own’ Category

Student Loan

A guide to student loan repayment

September 19th, 2014 Deb Ditzenberger

Student loan debt is a serious concern for recent college graduates, with 71 percent of graduates leaving college with not just a diploma, but a financial burden on their shoulders. On average, college graduates borrow $29,400 and are typically expected to begin loan payments shortly after graduation. This is the case even when financial circumstances […]

Personal HSA accounts

Is a Health Savings Account right for you?

August 27th, 2014 Traci Aswegen

To save money on health insurance costs, many companies are increasingly offering high-deductible health insurance plans to their employees.  If you work for a company that has taken this approach, a health savings account is a very effective tool to cover medical expenses and save for the future. What is a health savings account? Health […]

online banking

There’s more to Online Bill Pay than just paying bills

July 29th, 2014 Melissa Payne

While most people have become accustomed to online banking and the benefits it can offer, there are additional – lesser known – features on the platform that can help make financial transactions easier. MidWestOne’s online banking and online bill pay platforms give you immediate access to your financial information and allow you to monitor accounts, […]

paying bills

Is auto-pay the best way to pay your bills?

July 25th, 2014 Kara Sabo

With the numerous invoices and bills that arrive in your inbox or mail box every month, it can get quite time-consuming to pay these bills – whether it’s from bank accounts, debit cards or credit cards. Automatic bill payments can be a tempting time-saver that is convenient and ensures bills are paid on time. But […]

Lender

Need a loan? Here’s what lenders are looking for…

June 20th, 2014 John J. Garcia

Like most people, you’ll probably need to get loans to make important purchases throughout your lifetime – from mortgages to car loans to home improvement loans. To get your loans approved, and get the best interest rates, it’s important to understand how lenders analyze your financial situation.  By knowing what lenders look for, you can […]

mobile deposit

Are you taking advantage of mobile check deposit?

April 25th, 2014 Jack Courtney

Mobile deposit – once a rarity among banks – has become one of the most sought after services in the banking industry. A recent report from ath Power Consulting identified remote deposit capture as mobile banking users’ most desired feature in apps. Banks – including MidWestOne – are responding. Research from Celent shows that in […]

The pros and cons of credit cards

April 4th, 2014 Kara Sabo

Credit cards can be very convenient and useful, but they can also lead to stressful financial situations. That’s why it’s helpful and financially smart to understand the pros and cons of credit cards. Here are the main advantages and disadvantages you’ll want to know about. Pros 1. Convenience. Credit cards can often make purchases quicker […]

tax image

10 timely tax time tips

February 14th, 2014 Jeff Burkhart

The income tax filing season has begun, and important tax documents should be arriving in your mailbox. Although your return is not due until April 15, you can make tax time easier on yourself with an early start. Here are 10 tips to help ensure a smooth tax-filing process. 1. Create a system for organizing […]

Woman question

3 questions about banking – answered

January 31st, 2014 Kevin Crall

With its countless regulations and slang vocabulary, the financial services industry can sometimes be difficult to understand. In this series, MidWestOne employees will be answering common questions about banking. 1. What is the Federal Reserve, and how does it work? The Federal Reserve – or the “Fed” as many people call it – is the bank […]

Couple unhappy

Can’t make mortgage payments? Now what?

December 27th, 2013 madmin

The prospect of losing your home because you’re having a hard time making your mortgage payment can be terrifying. Maybe you’re having a hard time making ends meet because you or a family member lost their job. Or perhaps there was an unexpected medical expense that is taking a toll on your finances. Whatever the […]

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