Archive for the ‘Retired’ Category

Woman question

3 questions about banking – answered

January 31st, 2014 Kevin Crall

With its countless regulations and slang vocabulary, the financial services industry can sometimes be difficult to understand. In this series, MidWestOne employees will be answering common questions about banking. 1. What is the Federal Reserve, and how does it work? The Federal Reserve – or the “Fed” as many people call it – is the bank […]

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Can’t make mortgage payments? Now what?

December 27th, 2013 madmin

The prospect of losing your home because you’re having a hard time making your mortgage payment can be terrifying. Maybe you’re having a hard time making ends meet because you or a family member lost their job. Or perhaps there was an unexpected medical expense that is taking a toll on your finances. Whatever the […]

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7 ways to avoid overspending this holiday season

December 13th, 2013 Cindi Schrock

According to Deloitte’s 2013 Annual Holiday Survey, there has been a rise in confidence among Americans when it comes to the economy, household finances and job security. This more positive outlook is leading to higher than expected gift buying and holiday spending this season. Total holiday spending is expected to increase 12 percent over 2012. […]

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How to become the CFO of your life

November 22nd, 2013 Carol Petersen

Why is it so hard for some of us to manage our finances? Perhaps, if we started thinking of ourselves as the Chief Financial Officer (CFO) of our household, we would begin looking at money management as more of a challenge than an obligation. Pretend for a moment that your household is a business. Is […]

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Steps to take if you are a victim of identity fraud

November 1st, 2013 Philip Bohle

Discovering that your identity has been stolen is a scary prospect that can leave many people unsure of what to do next. Take charge of the situation and take the following steps as soon as possible: 1. Call your bank and credit card issuers immediately so they can close your accounts. Whether your wallet has […]

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How to make memorial donations

October 11th, 2013 Traci Aswegen

One of the ways to honor someone who has passed away is to make a donation in their memory. Not only does this honor the deceased’s life, it also helps create a legacy for that individual in the future. But what’s the best way to go about this? And how can you ensure the money […]

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Are you using technology to simplify your life?

September 20th, 2013 Melissa Payne

While the amount of technology in our daily lives can be overwhelming at times, it can also have a dramatic impact on our productivity levels. When you use technology to simplify your life, you are not just making things easier you’re also making yourself more efficient and productive. Financial institutions across the country have made […]

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How to give back the right way

September 13th, 2013 madmin

This material was prepared for Kevin Mote, LPL Financial Advisor, use. It’s a great feeling to be financially stable enough to give back to non-profits and other organizations you support. But where do you start? And how much of your disposable income should you donate, as opposed to putting into your nest egg? Here are […]

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Do your homework before you buy a home

August 23rd, 2013 madmin

Wouldn’t it be great if purchasing a home would be as easy as going shopping at a grocery store? All the products are on display in the same aisle, and if you aren’t satisfied with your choice you can just return it. Unfortunately – the process of buying a home is anything but simple. What’s […]

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Best financial advice ever received: Gary Ortale

July 19th, 2013 Gary Ortale

Editor’s Note – this article is part of our series “Best financial advice I’ve ever received.” People frequently ask bankers the best piece of advice they have ever gotten. So for this series, we’re asking MidWestOne employees to share the best money management tips they’ve ever gotten. My financial values stem from my parents, who […]

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