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eBook: Money management for young professionals

May 9th, 2012 madmin

As a young professional, you are confronted every day with new experiences. Managing your personal finances is just one of these many challenges. What exactly is a 401(k)? What’s the smart way to pay off college loans? How can I start to save? What is my credit score, and why does it matter? In this […]

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Is online banking safe?

May 4th, 2012 Allen Schneider

With the continued growth of the Internet, an increasing number of banks and credit unions are offering online services to customers. While online banking offers the potential for safe, convenient ways to manage your money, it’s important you also understand the risks. Safe online banking involves making good choices – decisions that will help you […]

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Are you factoring inflation into your finances?

April 27th, 2012 Mark Sandvig

Sixty or 70 years ago, it was possible to buy a car for less than $1,000 and an average house for roughly $5,000. In today’s world, this is hard for us to imagine. Although it’s mostly common knowledge that prices go up over time, many people don’t fully understand the forces behind inflation nor the […]

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Buying a home: Mortgage 101

April 20th, 2012 Jamie Allison

Editors Note – this article is the third article in our series “Buying a home.”  In this series we’ll share tips and tricks that will help make the home buying process less confusing and more enjoyable. Selecting a mortgage can be confusing, frustrating and time-consuming. Nonetheless, picking a mortgage may be the most important financial […]

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What happens when you close a credit card?

April 13th, 2012 Kevin Crall

Do you have credit cards that you opened to collect extra miles or a discount at your favorite store? Or perhaps you have some extra credit cards from your college days? If so you’re probably wondering if it’s time to close some of those extra lines of credit. It’s easy to take your scissors to […]

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Reverse mortgages – get the facts first

April 6th, 2012 Jayne Sandler

As an empty nester, it’s likely you’ve heard the term “reverse mortgage” pop up more frequently among your circle of acquaintances. Although we at MidWestOne Bank do not offer reverse mortgages, it is important to understand this type of mortgage option, to see if it is a viable option for you. If you’re 62 or […]

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Should you tap into your retirement account?

March 30th, 2012 madmin

This material was prepared for John Evans, LPL Financial Advisor, use. Since the housing and stock markets collapsed several years ago, millions of Americans have found themselves in need of cash, either for short-term or longer-term expenses. Those who have contributed regularly to a workplace retirement plan, such as a 401(k) or 403(b), may find […]

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Buying a home: How to set your budget

March 23rd, 2012 Scott Schroeder

Editors Note – this article is the second article in our series “Buying a home.”  In this series we’ll share tips and tricks that will help make the home buying process less confusing and more enjoyable. Once you’ve made the decision to purchase a home, the next big step is figuring out exactly how much […]

Soni Harney

Best financial advice I’ve ever received: Soni Harney

March 16th, 2012 Soni Harney

Editors Note – this article is part of our series “Best financial advice I’ve ever received.”  People frequently ask bankers the best piece of advice they have ever gotten. So for this series, we’re asking MidWestOne employees to share the best money management tips they’ve ever gotten. I feel that the most important – and […]

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What you should know about a HELOC

March 9th, 2012 Jeff Burkhart

If you own a home, you may have heard of Home Equity Loans and Home Equity Lines of Credit (HELOC). Because a home often is a family’s most valuable asset, many homeowners use home equity credit lines to finance major items, such as education, home improvements, or medical bills. If you are in the market […]

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