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What is Iowa’s Title Guaranty program and how does it work?

April 19th, 2013 Cindy Roberts

Buying a home is a complex process with many different moving parts. One of those moving parts is a title guarantee. Currently, Iowa is the only state remaining in the U.S. that guarantees its titles. Title Guaranty is a not-for-profit division of the Iowa Finance Authority that provides low cost title protection for properties in […]

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What is your retirement plan costing you?

April 12th, 2013 madmin

This material was prepared for Trent Yeazel, LPL Financial Advisor, use. While many people will set their 401(k) monthly deferral amount and then forget about it, it’s hugely beneficial to pay attention to your type of plan, mix of investments and level of risk – especially as an empty nester. Fees, in particular, are a […]

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Do you need to adjust your tax withholding amounts?

April 5th, 2013 Corey Phillips

With the Internal Revenue Service tax filing deadline rapidly approaching, it’s a good time to start thinking about your paycheck withholding amounts. The majority of Americans pay their annual tax bills using payroll withholding. In doing so, a percentage of your salary is taken out each pay period and sent to the IRS where it […]

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What online banking technology can do for YOUR business

March 29th, 2013 Adam McLaughlin

Over the last decade, new technology – especially the Internet and smart phones – have changed our personal lives, and in many ways made them better. But the technology changes have affected more than just our personal lives – they’ve also brought many changes to small businesses and the way you bank. In the past, […]

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Best financial advice ever received: Barb Finney

March 22nd, 2013 Barb Finney

Editor’s Note – this article is part of our series “Best financial advice I’ve ever received.” People frequently ask bankers the best piece of advice they have ever gotten. So for this series, we’re asking MidWestOne employees to share the best money management tips they’ve ever gotten. The best piece of financial advice I’ve ever […]

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Best money books for twenty-something’s

March 19th, 2013 madmin

Scouring the finance section at the bookstore can be an overwhelming task. Each book claims to provide the magic formula for accumulating wealth. On top of that, many books are filled with jargon and require previous financial experience to fully understand. To help you pick books that are worthwhile, we asked a group of MidWestOne […]

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Three key considerations when setting your annual withdrawal rate

March 14th, 2013 Tony Lyon

This material was prepared for Tony Lyon, LPL Financial Advisor, use. There are two factors that can determine whether you’ll have a comfortable retirement: The amount of money you’ve saved. How quickly you spend that nest egg after you retire. The rate of annual withdrawals from personal savings and investments will help you determine how […]

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Tips to build strong financial credit for your business

March 5th, 2013 Jesse Gleason

There are many financial issues that are important to your success as a small business owner/entrepreneur. One of them is building a strong credit rating for your business and maintaining it. Here’s the interesting element: business credit scores work differently than personal credit scores. They are not like – and are not used the same […]

Happier, smarter shopping

5 techniques for smarter, happier shopping

February 21st, 2013 Sue Armbrecht

Shopping is something we all do. Some shopping trips are for necessities such as groceries and clothes. Others are for buying life-enhancing things you want – from toys to furniture to electronic devices. No matter what you’re shopping for, though, it’s important – both financially and emotionally – to make smart decisions.  Here are five […]

Building Credit Score

The best ways to start your credit score

February 6th, 2013 Sabrina Kurka

One of the “twists” in today’s financial world is that you need to have a good credit score to get a loan…but to establish a credit score, you need to have a credit history! If you don’t have any credit history, then you might not have a credit score, and might not be able to […]

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