The basics of an IRA – don’t lose out on these tax savings

May 3rd, 2013 madmin

This material was prepared for Dirk Ockerlander, LPL Financial Advisor, use. IRAs – or Individual Retirement Accounts – are essentially savings accounts with big tax breaks. This makes them an ideal tool to build your nest egg for your retirement. Unlike 401(k)s, which are accounts that are offered to you by your employer, the most […]

USDA guaranteed loan program can help with mortgage financing in rural areas

April 26th, 2013 John J. Garcia

If you are house hunting and considering purchasing a home in a rural area, be sure to talk to your mortgage officer about the USDA Rural Development Single Family Housing Guaranteed Loan program. As part of the program, the USDA partners with approved lenders, such as MidWestOne Bank, extend 100 percent financing opportunities to eligible […]

What is Iowa’s Title Guaranty program and how does it work?

April 19th, 2013 Cindy Roberts

Buying a home is a complex process with many different moving parts. One of those moving parts is a title guarantee. Currently, Iowa is the only state remaining in the U.S. that guarantees its titles. Title Guaranty is a not-for-profit division of the Iowa Finance Authority that provides low cost title protection for properties in […]

What is your retirement plan costing you?

April 12th, 2013 madmin

This material was prepared for Trent Yeazel, LPL Financial Advisor, use. While many people will set their 401(k) monthly deferral amount and then forget about it, it’s hugely beneficial to pay attention to your type of plan, mix of investments and level of risk – especially as an empty nester. Fees, in particular, are a […]

tax image

Do you need to adjust your tax withholding amounts?

April 5th, 2013 Corey Phillips

With the Internal Revenue Service tax filing deadline rapidly approaching, it’s a good time to start thinking about your paycheck withholding amounts. The majority of Americans pay their annual tax bills using payroll withholding. In doing so, a percentage of your salary is taken out each pay period and sent to the IRS where it […]

What online banking technology can do for YOUR business

March 29th, 2013 Chase Stafford

Over the last decade, new technology – especially the Internet and smart phones – have changed our personal lives, and in many ways made them better. But the technology changes have affected more than just our personal lives – they’ve also brought many changes to small businesses and the way you bank. In the past, […]

Best financial advice ever received: Barb Finney

March 22nd, 2013 Barb Finney

Editor’s Note – this article is part of our series “Best financial advice I’ve ever received.” People frequently ask bankers the best piece of advice they have ever gotten. So for this series, we’re asking MidWestOne employees to share the best money management tips they’ve ever gotten. The best piece of financial advice I’ve ever […]

Best money books for twenty-something’s

March 19th, 2013 madmin

Scouring the finance section at the bookstore can be an overwhelming task. Each book claims to provide the magic formula for accumulating wealth. On top of that, many books are filled with jargon and require previous financial experience to fully understand. To help you pick books that are worthwhile, we asked a group of MidWestOne […]

Three key considerations when setting your annual withdrawal rate

March 14th, 2013 Tony Lyon

This material was prepared for Tony Lyon, LPL Financial Advisor, use. There are two factors that can determine whether you’ll have a comfortable retirement: The amount of money you’ve saved. How quickly you spend that nest egg after you retire. The rate of annual withdrawals from personal savings and investments will help you determine how […]

Tips to build strong financial credit for your business

March 5th, 2013 Jesse Gleason

There are many financial issues that are important to your success as a small business owner/entrepreneur. One of them is building a strong credit rating for your business and maintaining it. Here’s the interesting element: business credit scores work differently than personal credit scores. They are not like – and are not used the same […]

Page 21 of 34« First...10...1920212223...30...Last »