Social Security income

Social Security and you: what does the future hold?

May 2nd, 2014 madmin

This material was prepared for Dick Ockerlander, LPL Financial Advisor, use. If you’re counting on Social Security to provide you with a secure retirement, think again. Social Security benefits only account for less than half of today’s retirees’ income. Longer life expectancies and the aging of the population will put an increasing burden on the […]

mobile deposit

Are you taking advantage of mobile check deposit?

April 25th, 2014 Jack Courtney

Mobile deposit – once a rarity among banks – has become one of the most sought after services in the banking industry. A recent report from ath Power Consulting identified remote deposit capture as mobile banking users’ most desired feature in apps. Banks – including MidWestOne – are responding. Research from Celent shows that in […]

MidWestOne customer Pizza Ranch

MidWestOne customer spotlight: Pizza Ranch

April 10th, 2014 madmin

When Curt Hopkins decided to open his own restaurant franchise, it didn’t take him long to settle on Pizza Ranch, one of the largest, most recognized pizza chains in the Midwest. He opened his first Pizza Ranch in Fairfield in September 2006. In 2012, he added a location in Ottumwa, and he is currently in […]

Charlie Funk

A note from Charlie – April 10

April 10th, 2014 Charlie Funk

While the Great Recession of 2008-09 is clearly in the rear view mirror, there were many lessons that we all learned, sometimes painfully.  It is always amusing to me when I hear persons say “this caused the recession” or “that caused the recession.”  Most observers agree that there were many things that led to this […]

The pros and cons of credit cards

April 4th, 2014 Kara Sabo

Credit cards can be very convenient and useful, but they can also lead to stressful financial situations. That’s why it’s helpful and financially smart to understand the pros and cons of credit cards. Here are the main advantages and disadvantages you’ll want to know about. Pros 1. Convenience. Credit cards can often make purchases quicker […]


Determining the right structure for your startup

March 28th, 2014 Shawn Lisk

Starting your own business is exciting, but also has many challenges. Making the right decisions during the startup phase can have a significant impact on the success of your business over the long term. One of the most important decisions is choosing the right structure for your company regarding finances, taxes and organization. There are […]

older man in front of laptop

Protect your assets with a trust

March 14th, 2014 madmin

A trust is a legal entity that is central to a three-part agreement in which an individual — the trust’s “grantor” — transfers the legal title to an asset to that trust for the purpose of benefiting one or more beneficiaries. The trust is managed by one or more trustees. Trusts may be revocable or […]

Running Wild logo

MidWestOne customer spotlight: Running Wild

March 6th, 2014 madmin

For runners across Eastern Iowa, Running Wild provides far more than specialty running and walking products. It serves as a hub for the running community across the state. The husband and wife duo Joe and Jean Dwyer opened their first location in Coralville in 1999 and have since expanded across Eastern Iowa with locations in […]

Charlie Funk

A note from Charlie – March 6, 2014

March 6th, 2014 Charlie Funk

It was a scene that, unfortunately, has been repeated too many times over the past six years. It began innocently enough … While vacationing in Palm Desert, California, my wife and I decided to attend church services at a familiar church on Saturday night. We arrived about five minutes early and the couple sitting in […]

piggy bank

5 fail-safe ways to grow your savings

February 28th, 2014 Kara Sabo

Like dieting and exercising, saving money is one of those things that all of us know we should be doing, but often don’t. With everyday expenses, future priorities like college and retirement savings quickly fall off the radar because they simply seem less important. In a recent article on CNN Money, Sendhil Mullainathan, a professor […]

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