Our favorite online financial tools
The web is full of online tools that help you set a budget and track your spending and investments. Some help you determine how much you need to save for retirement or college, and others offer help when buying a home. What’s best is that many of these services are completely free. To help you […]
Infographic: Saving 101
Saving, even a little over time, can really add up. Whether you’re saving for a down payment on a house, your dream vacation, retirement or just for a rainy day, no amount is too small. Consider this – simply setting aside $50 every month, you will save an extra $600 a year. MidWestOne’s Bank Your […]
Budgeting for baby
Having a baby is a life-changing experience. In addition to all the joy and wonder, it brings with it a considerable impact on your family’s finances. Every year, the U.S. Department of Agriculture estimates how much families spend on children until they go to college. The latest report found that middle-class parents of a child […]
How to sign up for a 401(k)
This material was prepared for Lee Curry, LPL Financial Advisor, use. As if starting your first job isn’t stressful enough, signing up for your first 401(k) can feel a little overwhelming. While some companies automatically enroll employees in their 401(k) plan, more than likely you’ll have to fill out some paperwork to participate. You’ll have […]
Making financial decisions – don’t let emotions get in the way
At its core, personal finance concepts are usually straightforward and simple. However, some people struggle with managing their money by letting their emotions get involved. For example, you purchase a more expensive version of a rug because it features the pattern all the home décor magazines have been raving about. Or you upgrade your car […]
Buying a home: Hidden costs of buying a home
Editors Note – this article is the fourth article in our series “Buying a home.” In this series we’ll share tips and tricks that will help make the home buying process less confusing and more enjoyable. As if the home-buying process isn’t overwhelming enough, there are many hidden costs of purchasing a home that you […]
eBook: Money management for young professionals
As a young professional, you are confronted every day with new experiences. Managing your personal finances is just one of these many challenges. What exactly is a 401(k)? What’s the smart way to pay off college loans? How can I start to save? What is my credit score, and why does it matter? In this […]
Is online banking safe?
With the continued growth of the Internet, an increasing number of banks and credit unions are offering online services to customers. While online banking offers the potential for safe, convenient ways to manage your money, it’s important you also understand the risks. Safe online banking involves making good choices – decisions that will help you […]
Are you factoring inflation into your finances?
Sixty or 70 years ago, it was possible to buy a car for less than $1,000 and an average house for roughly $5,000. In today’s world, this is hard for us to imagine. Although it’s mostly common knowledge that prices go up over time, many people don’t fully understand the forces behind inflation nor the […]
Buying a home: Mortgage 101
Editors Note – this article is the third article in our series “Buying a home.” In this series we’ll share tips and tricks that will help make the home buying process less confusing and more enjoyable. Selecting a mortgage can be confusing, frustrating and time-consuming. Nonetheless, picking a mortgage may be the most important financial […]
