What happens when you close a credit card?

April 13th, 2012 Kevin Crall

Do you have credit cards that you opened to collect extra miles or a discount at your favorite store? Or perhaps you have some extra credit cards from your college days? If so you’re probably wondering if it’s time to close some of those extra lines of credit. It’s easy to take your scissors to […]

Reverse mortgages – get the facts first

April 6th, 2012 Jayne Sandler

As an empty nester, it’s likely you’ve heard the term “reverse mortgage” pop up more frequently among your circle of acquaintances. Although we at MidWestOne Bank do not offer reverse mortgages, it is important to understand this type of mortgage option, to see if it is a viable option for you. If you’re 62 or […]

Should you tap into your retirement account?

March 30th, 2012 madmin

This material was prepared for John Evans, LPL Financial Advisor, use. Since the housing and stock markets collapsed several years ago, millions of Americans have found themselves in need of cash, either for short-term or longer-term expenses. Those who have contributed regularly to a workplace retirement plan, such as a 401(k) or 403(b), may find […]

Buying a home: How to set your budget

March 23rd, 2012 Scott Schroeder

Editors Note – this article is the second article in our series “Buying a home.”  In this series we’ll share tips and tricks that will help make the home buying process less confusing and more enjoyable. Once you’ve made the decision to purchase a home, the next big step is figuring out exactly how much […]

Soni Harney

Best financial advice I’ve ever received: Soni Harney

March 16th, 2012 Soni Harney

Editors Note – this article is part of our series “Best financial advice I’ve ever received.”  People frequently ask bankers the best piece of advice they have ever gotten. So for this series, we’re asking MidWestOne employees to share the best money management tips they’ve ever gotten. I feel that the most important – and […]

What you should know about a HELOC

March 9th, 2012 Jeff Burkhart

If you own a home, you may have heard of Home Equity Loans and Home Equity Lines of Credit (HELOC). Because a home often is a family’s most valuable asset, many homeowners use home equity credit lines to finance major items, such as education, home improvements, or medical bills. If you are in the market […]

Buying a home: Getting your finances in order

March 2nd, 2012 Carol Wynja

Editors Note – this article is part of our new series “Buying a home.”  In this series we’ll share tips and tricks that will help make the home buying process less confusing and more enjoyable.   Whether you’re a first-time homebuyer, or you’re a seasoned pro, purchasing a house is a big step that can […]

eBook: Managing your family’s finances

February 29th, 2012 madmin

Managing family finances can be a juggling act that is often confusing and overwhelming. Is it better to pay down debts, or save for college? Is now the time to refinance a home? What’s the best way to plan for retirement? In this booklet you’ll find a collection of our favorite family money management articles […]

How to organize your financial documents

February 24th, 2012 Teri Keenan

With this year’s tax deadline just around the corner, you’ve probably started to see more and more financial documents arrive in your mailbox. One of the ways to make things easier on yourself when you file your taxes is to have your financial documents already organized. Thankfully, this doesn’t have to be a big production. […]

Social Security Administration enacts 3.6 percent cost-of-living-adjustment

February 17th, 2012 kevinmote

January marked the first time in three years that retirees saw an increase in their Social Security checks. After two years without an inflation adjustment, the Social Security Administration announced late last year that it will make a 3.6 percent cost-of-living-adjustment to Social Security benefits and SSI payments. You should see this increase in your […]

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