woman writing check

Tips for making memorial donations

April 22nd, 2016 Traci Aswegen

One of the ways to honor someone who has passed away is to make a donation in their memory. Not only does this honor the deceased’s life, it also helps create a legacy for that individual in the future. But what’s the best way to go about this? And how can you ensure the money […]

Questions you should be able to answer during a pitch

Basic questions you should be prepared to answer before meeting with investors

April 7th, 2016 Cathy Rottinghaus

Pitching investors is one of the most important tasks you’ll face in building a successful business. No matter how great your idea, if you can’t get someone to invest in the launch of your business or help it grow, you don’t have much of a chance at success. As an entrepreneur, you should prepare carefully […]

Charlie Funk

A note from Charlie – April 7

April 7th, 2016 Charlie Funk

I am writing this in the afterglow of March Madness. Since the footprint for MidWestOne has expanded, among other things, this means a much larger office pool in picking the tournament brackets, which brought much good natured banter in our workplace! That’s a good thing. We now have teams in our footprint in four states. This year’s tournament […]

saving money on closing costs

How to save money on closing costs

April 7th, 2016 Scott Schroeder

When you’re buying a house, costs can add up quickly. In addition to the actual down payment for the new home, there are countless other charges and fees that you need to shell out before you can move in. Thankfully there are things you can do to lessen the financial burden before you close. Here’s […]

Buying a home

What is a Loan Estimate?

March 30th, 2016 Barry Green

Taking out a mortgage and buying a home can be a daunting task, but we have good news! In October 2015, the federal government took steps to make the home-buying process easier. Known as the “Know before you owe” rules, the new regulations have many benefits for consumers. Chief among these is the replacement of […]

Save for college

4 alternatives to 529 college savings plans

March 21st, 2016 Diane Meggers

Considering all the costs involved with raising children, saving for college is no easy task. After paying all the bills and putting some money towards your nest egg, it can seem like there’s no money left for college savings, let alone discretionary spending. However, for most parents, putting their children’s education on hold is not […]

Rent commercial space

6 things to consider when renting commercial space

March 10th, 2016 Chase Stafford

Finding a space you can lease for your business is no walk in the park. The commercial real estate market is very different from the residential one and it can quickly turn into an overwhelming experience. Nevertheless, leasing a commercial office space is one of the largest expenses incurred by new and expanding businesses, so […]

AppyHour

MidWestOne customer spotlight: AppyHour

March 10th, 2016 madmin

When Neil Jirele graduates from the University of Iowa in 2016 his list of achievements won’t be limited to a degree in Finance and a minor in Spanish. During his tenure at Iowa, he also became a business owner, founding AppyHour, a mobile technology app that connects local businesses to their customers. Having just released […]

Charlie Funk

A note from Charlie – March 10

March 10th, 2016 Charlie Funk

The dictionary defines “gratitude” as the quality of being thankful, showing readiness to show appreciation and to return kindness. It is my opinion that gratitude in general is in short supply these days. Think of how you feel when someone offers a heartfelt word of appreciation for something you have done. Better yet, note how good you […]

checking card

Signature transactions vs. PIN transactions: What’s the difference?

February 26th, 2016 Sandy Bailey

“Swipe your card.” We hear it in restaurants, gas stations and retail stores. It’s fast. It’s convenient. And, it’s a growing trend. The number of people using check cards is increasing at a very fast rate. In 2012, check card transactions were accountable for purchases reaching over $2 trillion in the United States, and that […]

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