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MidWestOne Personal Online Banking and Mobile Banking Terms and Conditions

Please click here to view a PDF version of MidWestOne’s Personal Online Banking and Mobile Banking Terms and Conditions.  Please review the document in its entirety so you understand your rights and responsibilities related to the use of Personal Online Banking and/or Mobile Banking.  Here are a couple key reminders to be aware of when using Personal Online Banking and/or Mobile Banking:

  • We recommend that you log in at least monthly to review your account activity to identify any errors or unauthorized activity.
  • You must log in at least once every 180 days to keep your Personal Online Banking account active.  If this does not happen, your Personal Online Banking account will be deactivated and any account(s) enrolled in Secure Statements will be changed to receive paper statements and become subject to monthly paper statement fees.
  • The daily cut-off time for Personal Online Banking transfers or Mobile Deposits is 6:00 p.m. CST on weekdays.  Transactions made after that time will be processed the next business day.

To acknowledge your acceptance of these terms, please click the ‘Yes, Sign me up!” button below.  If you to not wish to enroll in these services, please click ‘No thanks’. 

Yes, Sign me up!     No thanks

Revised as of 04/2016