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Bank Your Change™

The idea is simple: every time you make a purchase with your MidWestOne Check Card™, the amount is rounded up to the next whole dollar and the difference is automatically deposited into your savings account.

Purchase Amount Debited Amount Savings Deposit
$5.32 $6.00 $0.68
$16.09 $17.00 $0.91
$88.67 $89.00 $0.33

Total savings = $1.92

Program details

  • Just open or identify the account(s) in which the funds should be transferred. You can select up to five accounts in which savings will be transferred.
  • Every MidWestOne Check Card™ purchase, including both signature and PIN-based transactions, will be included. (ATM transactions are not included in this program).
  • If you make more than one purchase on the same business day, your statement will show one Bank Your Change™ transfer that is the total of all your Bank Your Change™ amounts for the day.
  • If you designate more than one account for Bank Your Change™ savings, the total transfer will be split equally and each transfer will be shown on individual statements.

Sign up today

Download our application form, fill it out and bring it into a MidWestOne location near you.

You can also mail it to MidWestOne Bank, PO Box 1700, Iowa City, IA 52244-1700.