BUSINESS BASIC CHECKING FEATURES
|Minimum balance to open||$100.00|
|Minimum daily balance||$0|
|Monthly service charge1||$0|
|Limitations||100 free debits, credits, and deposited items per month|
|Activity Fee1||$0.30 for each additional debit, credit, or deposited Item in excess of 100 per month.|
|Online Cash Manager (business online Banking)||FREE|
|Online bill pay||FREE|
|Integration with quickbooks||FREE|
|ACH Manager (Business online banking)1||$3 per file and $0.10 per item in file|
|Wire Manager1||$15 per domestic wire; $35 per international wire|
|Remote Deposit Capture1||$30 per month (single feed scanner); $45 per month (automatic feed scanner)|
|Business check card||FREE|
|MidWestOne-owned ATM withdrawals||FREE|
|Non-MidWestOne-owned ATM withdrawals||$1|
|PAPER statement3||$5 per statement (Non-image or image)|
|business credit card||Available|
|OOPS OVERDRAFT PROTECTION SERVICE||Available|
(1) Sales Tax will apply to these items.
Nonsufficient Funds (NSF) - Per item created by check, in-person withdrawal, ATM withdrawal or other electronic means paid or returned by bank; includes savings accounts. $32.00 per item. Maximum $192.00 per day.
MidWestOne Bank will deem your transactional account inactive if you do not make any deposits to, or withdrawals from the account for a 12-month period. The statement cycle may change to semi-annual with June 30 and December 31 statements.