We offer a variety of term loans to fund vehicles and equipment.
Commercial Mortgages and Construction Loans
Commercial mortgages and construction loans allow you to purchase, refinance or construct commercial real estate such as land development, manufacturing facilities, warehouse space, professional offices or apartments.
Fixed or Variable Rates
Fixed rates available for up to 15 years subject to certain qualifications
Small Business Administration (SBA) loans
MidWestOne Bank is an SBA-preferred lender, which means quicker processing and local decision making. We participate in all SBA loan programs, including:
Agricultural loans provide funding for real estate, equipment, buildings and improvement. Operating lines are available for crop inputs, operating needs, livestock and feed, etc. We also offer specialized loan programs such as:
Beginning Farmer Loans
Farm Ownership Loans
Guaranteed Farm Loans
Iowa Ag Development Authority (IADA) Loans
Iowa Finance Authority (IFA) Loans
Business Loan Checklist
Speed up the application process by having these items ready to go when you reach out to us: