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Business Analysis Checking

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Business Analysis Checking

Our Business Analysis Checking account is best for larger companies that have a high volume of transactions and complex cash management needs. The account is eligible for earnings credit, which may be used as an offset against many fees.

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Standard Features

Minimum balance to open$100
Minimum daily balanceNone
Monthly service charge1,3$15
Activity fee1,3$0.08 per deposited check; $0.20 debit; $0.25 credit; $0.10 ACH debit or credit
Earns interestNo
Earnings credit2Yes
Business online & mobile bankingNo fee, message and data rates may apply
Business debit cardNo initial set up fee
Withdrawals from MidWestOne-owned ATMsNo fee
Withdrawals from ATMs not owned by MidWestOne1,3$1/withdrawal
Electronic statementsNo fee


Optional features

Optional features
ACH Manager1,3,5$3 per file and $0.10 per item in file
Wire Manager1,3,5$15 per domestic wire; $35 per international wire
Online bill payNo fee
Quick Books integrationNo fee
Remote deposit capture1,3,5$30 per month (single feed scanner); $45 per month (automatic feed scanner)
Paper statement or paper image statement1$5/statement
Overdraft protectionAvailable, learn more 


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1Sales tax may apply.

2An earnings allowance is applied to offset service fees. The monthly earnings credit rate is subject to change and calculated on the monthly net average positive available balance.

3Fee may be placed into monthly earnings credit analysis.

4Interest charges on overdrawn balances and uncollected funds are calculated each day based on current Prime Rate plus 4% per annum.

5Subject to credit approval.