Skip to Content

Business Basic Checking

Home Business Banking Checking Business Basic Checking

Business Basic Checking

Want all the basics with no monthly service charge? Then our Business Basic Checking account may be the right fit for you.

Contact us


Standard Features

Standard features
Minimum balance to open$100
Minimum daily balanceNone
Monthly service chargeNone
Limitations100 no fee debits, credits and deposited items per month
Activity fee1$0.30 for each additional debit, credit or deposited item in excess of 100 per month
Earns interestNo
Earnings creditNo
Business online & mobile bankingNo fee, message and data rates may apply
Business debit cardNo initial set up fee
Withdrawals from MidWestOne-owned ATMsNo fee
Withdrawals from ATMs not owned by MidWestOne1$1/withdrawal
Electronic statementsNo fee


Optional features

Optional features
ACH Manager1,2$3 per file and $0.10 per item in file
Wire Manager1,2$15 per domestic wire; $35 per international wire
Online bill payNo fee
Quick Books integrationNo fee
Remote deposit capture1,2$30 per month (single feed scanner); $45 per month (automatic feed scanner)
Paper statement or paper image statement1$5/paper statement
Overdraft protectionAvailable, learn more


Contact Us


1Sales Tax may apply to these items.

2Subject to credit approval.