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Business Basic Checking

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Business Basic Checking

Want all the basics with no monthly service charge? Then our Business Basic Checking account may be the right fit for you.

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Standard Features

Standard features
Features 
Minimum balance to open$100
Minimum daily balanceNone
Monthly service chargeNone
Limitations100 no fee debits, credits and deposited items per month
Activity fee1$0.30 for each additional debit, credit or deposited item in excess of 100 per month
Earns interestNo
Earnings creditNo
Business online & mobile bankingNo fee, message and data rates may apply
Business debit cardNo initial set up fee
Withdrawals from MidWestOne-owned ATMsNo fee
Withdrawals from ATMs not owned by MidWestOne1$1/withdrawal
Electronic statementsNo fee

 

Optional features

Optional features
ACH Manager1,2$3 per file and $0.10 per item in file
Wire Manager1,2$15 per domestic wire; $35 per international wire
Online bill payNo fee
Quick Books integrationNo fee
Remote deposit capture1,2$30 per month (single feed scanner); $45 per month (automatic feed scanner)
Paper statement or paper image statement1$5/paper statement
Overdraft protectionAvailable, learn more

 

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1Sales Tax may apply to these items.

2Subject to credit approval.