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Card Services - ATM Cards and Check Cards

MidWestOne Bank Check Card

Safer than carrying cash and less bulky than a checkbook – our Check Cards can be used to withdraw cash at ATMs and make purchases wherever check cards are accepted. Since the check card is not a credit card, no finance charges apply.

Use your check card to automate your savings with our Bank Your Change™ program.

Headed out of town?  Check out our travel tips for check card use before you go.


MidWestOne Bank OneCard™

No matter what you’re passionate about, the MidWestOne OneCard™ lets you share it with everyone. Just pick your favorite photo and design your customized OneCard™. The OneCard™ is just $10 per card issued, plus applicable sales tax (please refer to our fee schedule). This fee may be waived as part of a promotional offering by MidWestOne Bank.



MidWestOne Bank is part of the MoneyPass surcharge-free ATM network.  Look for the MoneyPass logo, or visit MoneyPass.com to find one of the more than 23,000 surcharge-free ATMs near you.


Verified by Visa and MasterCard SecureCode

In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa and MasterCard SecureCode; free, simple-to-use services that confirm your identity with an extra password when you make an online transaction.


Looking for information on our Visa Platinum Credit Card?



“Have been here since I opened my first checking account in high school and don't plan on leaving!”  

Sarah M. — Burlington, IA customer