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Card Services - ATM Cards and Debit Cards

MidWestOne Bank Debit Card

Safer than carrying cash and less bulky than a checkbook – our Debit Cards can be used to withdraw cash at ATMs and make purchases wherever Debit Cards are accepted. Since the Debit Card is not a credit card, no finance charges apply.

Use your Debit Card to automate your savings with our Bank Your Change™ program.

Headed out of town?  Check out our travel tips for Debit Card use before you go.

MidWestOne Bank OneCard™

No matter what you’re passionate about, the MidWestOne OneCard™ lets you share it with everyone. Just pick your favorite photo and design your customized OneCard™. The OneCard™ is just $10 per card issued, plus applicable sales tax (please refer to our fee schedule). This fee may be waived as part of a promotional offering by MidWestOne Bank.


MidWestOne Bank is part of the MoneyPass surcharge-free ATM network.  Look for the MoneyPass logo, or visit MoneyPass.com to find one of the more than 23,000 surcharge-free ATMs near you.

Money Pass

MasterCard SecureCode

In addition to our other ways of preventing, detecting, and resolving fraud, we offer MasterCard SecureCode; free, simple-to-use services that confirm your identity with an extra password when you make an online transaction.

MasterCard SecureCode and Verified by Visa

Looking for information on our Visa Platinum Credit Card?



“Have been here since I opened my first checking account in high school and don't plan on leaving!”  

Sarah M. — Burlington, IA customer