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Checking Account Calculator

Enter your account activity expectations in the fields below. This will estimate your expected monthly benefit or cost per account type. These estimates may help you choose the best account for you.

* Rates Subject to Change / APY = Annual Percentage Yield

Checking Account Information

* ATM surchages estimated at $2 per withdrawal. Actual charges may vary.

Other Account Information

Power Checking Qualifying balances up to $25,000 earn 1.50% APY, the portion of the qualifying balance over $25,000 earn 0.10% APY. Non-qualifying balances earn 0.05% APY.

APY: 0.05%

Interest Rate: 0.05%

Interest: $0.00

Paper Statement Fee: $0.00

Non-MidWestOne Bank ATM Fees: $0.00

Non-MidWestOne Bank ATM Surcharges: $0.00

ATM Fees & Surcharges Refunded: $0.00

Estimated Monthly Benefit (Cost): $0.00

Free Checking

APY: 0.00%

Interest Rate: 0.00%

Paper Statement Fee: $0.00

Non-MidWestOne Bank ATM Fees: $0.00

Non-MidWestOne Bank ATM Surcharges: $0.00

Estimated Monthly Benefit (Cost): $0.00

Relationship Checking

APY: 0.05%

Interest Rate: 0.05%

Interest: $0.00

Paper Statement Fee: $0.00

Non-MidWestOne Bank ATM Fees (5 free each month): $0.00

Non-MidWestOne Bank ATM Surcharges: $0.00

Monthly Service Fee: $0.00

Estimated Monthly Benefit (Cost): $0.00

Connections Club Checking (Age 55+)*

APY: 0.05%

Interest Rate: 0.05%

Interest: $0.00

Paper Statement Fee: $0.00

Non-MidWestOne Bank ATM Fees (5 free each month): $0.00

Non-MidWestOne Bank ATM Surcharges: $0.00

Monthly Service Fee: $0.00

Estimated Monthly Benefit (Cost): $0.00

*Note: Customers also receive annually 2 boxes of checks + $18 SDB discount

Rates and terms are subject to change at any time. The information and analysis provided by these calculators is for illustrative purposes only. The figures shown are theoretical and may not be applicable in all situations. Consult a financial professional prior to relying on the results. The accuracy of the calculated results is not guaranteed and is intended for illustrative purposes only.

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