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Fraud Info

Consider this your Fraud Info HQ – you can learn about fraud, ID theft and phishing scams that are happening around the country.

Scam/Fraud alerts
MidWestOne Fraud Prevention PDF Library
Shazam R.A.D.A.R.
Falcon™ Fraud Manager
Verified by VISA
The Fair and Accurate Credit Transaction (FACT) Act
National Do Not Call Registry

Visit FDIC Consumer Alerts Page for the most up-to-date notifications in our industry.

Date	Scam/Fraud Alert
FEBRUARY 2015	IRS Completes the Dirty Dozen Tax Scams for 2015
DECEMBER 2014	Fake Receipts from Online Retailers
October 2014	KMart Compromise
September 2014	The Home Depot Compromise
July 2014	Government imposters’ tricks revealed
APRIL 2014	Internet Explorer Security Gap
APRIL 2014	Heartbleed Website Bug
APRIL 2014	ATMs that Support Windows XP
FEBRUARY 2014	Business Online Banking Threat
FEBRUARY 2014	Robocall MasterCard Scam
JANUARY 2014	What to Do When Your Email is Hacked
December 2013	Target Data Breach
OCTOBER 2013	October is Cybersecurity Awareness Month
SEPTEMBER 2013	Don't Get Taken By Wire Transfer Scams
July 2013	FinCEN Issues Alert
June 2013	Fraud and the Elderly
May 2013	Protecting Your Plastic From High-Tech Criminals
MAY 2013	Protect Yourself from Email Phishing Attacks

MidWestOne Fraud Prevention PDF Library

Shazam R.A.D.A.R.

MidWestOne Bank has partnered with SHAZAM to help protect you from unauthorized use of your check card. The SHAZAM R.A.D.A.R service will help guard your card against fraudulent activity. If a suspicious transaction is detected, you will be contacted by someone at MidWestOne Bank, or a SHAZAM fraud specialist calling on our behalf, to verify the transaction. For more information, please visit the Shazam website.

Falcon™ Fraud Manager

Falcon™ Fraud Manager helps identify and reduce fraud risk by detecting potentially fraudulent debit card transactions. It reviews activity based on transaction data and cardholder profile factors, which could be affected while traveling. Suspect activity may result in a temporary block until cardholder activity can be verified.

Verified by VISA

Verified by Visa uses an additional password to confirm your identity during online transactions. This can help stop fraudulent purchases before they occur. This is a great program for consumers and retailers alike. For more information, visit the Verified by Visa website.

The Fair and Accurate Credit Transaction (FACT) Act

The Fair and Accurate Credit Transaction (FACT) Act allows you to receive one free copy of your credit report every 12 months from each of the three nationwide credit reporting agencies – that’s three free reports each year!

The national credit reporting agencies – Equifax, Experian and Trans Union – must provide a single point of contact so you can get reports from all three national credit reporting agencies with a single Internet request, telephone call or mail form. Free annual credit reports are available to all consumers through the Federal Trade Commission (FTC).

You have the option to order all three free credit reports at the same time, which allows you to compare the information in each report, or you can choose to order your free reports at different times throughout a 12-month period.

To get your free annual credit report, go through the FTC’s website at www.AnnualCreditReport.com call (877) 322-8228 or write: Annual Credit Report Request Service, PO Box 105281, Atlanta, GA, 30348-5281. Keep in mind that www.AnnualCreditReport.com is the only authorized source to get your free annual credit report under federal law.

National Do Not Call Registry

The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint with the registry. You can register your home or mobile phone for free.