Fraud Info

Consider this your Fraud Info HQ – you can learn about fraud, ID theft and phishing scams that are happening around the country.

Visit FDIC Consumer Alerts Page for the most up-to-date notifications in our industry.

Date Scam/Fraud Alert
MARCH 2015 Spoofing the Boss Scam
FEBRUARY 2015 IRS Completes the Dirty Dozen Tax Scams for 2015
DECEMBER 2014 Fake Receipts from Online Retailers
October 2014 KMart Compromise
September 2014 The Home Depot Compromise
July 2014 Government imposters’ tricks revealed
APRIL 2014 Internet Explorer Security Gap
APRIL 2014 Heartbleed Website Bug
APRIL 2014 ATMs that Support Windows XP
FEBRUARY 2014 Business Online Banking Threat
FEBRUARY 2014 Robocall MasterCard Scam
JANUARY 2014 What to Do When Your Email is Hacked
December 2013 Target Data Breach
OCTOBER 2013 October is Cybersecurity Awareness Month
SEPTEMBER 2013 Don't Get Taken By Wire Transfer Scams
July 2013 FinCEN Issues Alert
June 2013 Fraud and the Elderly
May 2013 Protecting Your Plastic From High-Tech Criminals
MAY 2013 Protect Yourself from Email Phishing Attacks

MidWestOne Fraud Prevention PDF Library

Shazam R.A.D.A.R.

MidWestOne Bank has partnered with SHAZAM to help protect you from unauthorized use of your check card. The SHAZAM R.A.D.A.R service will help guard your card against fraudulent activity. If a suspicious transaction is detected, you will be contacted by someone at MidWestOne Bank, or a SHAZAM fraud specialist calling on our behalf, to verify the transaction. For more information, please visit the Shazam website.

Falcon™ Fraud Manager

Falcon™ Fraud Manager helps identify and reduce fraud risk by detecting potentially fraudulent debit card transactions.  It reviews activity based on transaction data and cardholder profile factors, which could be affected while traveling.  Suspect activity may result in a temporary block until cardholder activity can be verified.

Verified by VISA

Verified by Visa uses an additional password to confirm your identity during online transactions. This can help stop fraudulent purchases before they occur. This is a great program for consumers and retailers alike. For more information, visit the Verified by Visa website.

The Fair and Accurate Credit Transaction (FACT) Act

The Fair and Accurate Credit Transaction (FACT) Act allows you to receive one free copy of your credit report every 12 months from each of the three nationwide credit reporting agencies – that’s three free reports each year!

The national credit reporting agencies – Equifax, Experian and Trans Union – must provide a single point of contact so you can get reports from all three national credit reporting agencies with a single Internet request, telephone call or mail form. Free annual credit reports are available to all consumers through the Federal Trade Commission (FTC).

You have the option to order all three free credit reports at the same time, which allows you to compare the information in each report, or you can choose to order your free reports at different times throughout a 12-month period.

To get your free annual credit report, go through the FTC’s website at  call (877) 322-8228 or write: Annual Credit Report Request Service, PO Box 105281, Atlanta, GA, 30348-5281. Keep in mind that is the only authorized source to get your free annual credit report under federal law.

National Do Not Call Registry

The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint with the registry. You can register your home or mobile phone for free.