Fraud Info

Consider this your Fraud Info HQ – you can learn about fraud, ID theft and phishing scams that are happening around the country.

Visit FDIC Consumer Alerts Page for the most up-to-date notifications in our industry.

Date Scam/Fraud Alert
MARCH 2017 Don’t Bank on That Check
MARCH 2017 Some Online Deals Charge But Don’t Deliver
DECEMBER 2016 Top Social Media Scams in 2016
OCTOBER 2016 Twelve Ways to Protect Your Mobile Device
OCTOBER 2016 Eight Tips to Protect Your Identity
SEPTEMBER 2016 A Bank Customer’s Guide to Cybersecurity
SEPTEMBER 2016 When Your Computer Life is Held For Ransom
AUGUST 2016 Stay Alert: IRS Warns of Back-to-School Scams
august 2016 Why are Fraudsters Targeting College Students?
JUNE 2016 How to Stop Elder Financial Abuse Before it Starts
june 2016 Seven Ways to Avoid Online Fraud
MARCH 2016 Twelve Tips to Secure Your Mobile Devices
FEBRUARY 2016 Seven Tips to Prevent Tax ID Fraud
FEBRUARY 2016 “Dirty Dozen” Tax Scams for 2016
DECEMBER 2015 Avoiding Scams This Holiday Season
November 2015 Seven Tips to Protect Your Computer Online
JUNE 2015 Computer Security Tips for Bank Customers: A Basic Checklist

MidWestOne Fraud Prevention PDF Library

Shazam R.A.D.A.R.

MidWestOne Bank has partnered with SHAZAM to help protect you from unauthorized use of your check card. The SHAZAM R.A.D.A.R service will help guard your card against fraudulent activity. If a suspicious transaction is detected, you will be contacted by someone at MidWestOne Bank, or a SHAZAM fraud specialist calling on our behalf, to verify the transaction. For more information, please visit the Shazam website.

Falcon™ Fraud Manager

Falcon™ Fraud Manager helps identify and reduce fraud risk by detecting potentially fraudulent debit card transactions.  It reviews activity based on transaction data and cardholder profile factors, which could be affected while traveling.  Suspect activity may result in a temporary block until cardholder activity can be verified.

Verified by VISA

Verified by Visa uses an additional password to confirm your identity during online transactions. This can help stop fraudulent purchases before they occur. This is a great program for consumers and retailers alike. For more information, visit the Verified by Visa website.

The Fair and Accurate Credit Transaction (FACT) Act

The Fair and Accurate Credit Transaction (FACT) Act allows you to receive one free copy of your credit report every 12 months from each of the three nationwide credit reporting agencies – that’s three free reports each year!

The national credit reporting agencies – Equifax, Experian and Trans Union – must provide a single point of contact so you can get reports from all three national credit reporting agencies with a single Internet request, telephone call or mail form. Free annual credit reports are available to all consumers through the Federal Trade Commission (FTC).

You have the option to order all three free credit reports at the same time, which allows you to compare the information in each report, or you can choose to order your free reports at different times throughout a 12-month period.

To get your free annual credit report, go through the FTC’s website at  call (877) 322-8228 or write: Annual Credit Report Request Service, PO Box 105281, Atlanta, GA, 30348-5281. Keep in mind that is the only authorized source to get your free annual credit report under federal law.

National Do Not Call Registry

The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint with the registry. You can register your home or mobile phone for free.