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Fraud Info

Consider this your Fraud Info HQ – you can learn about fraud, ID theft and phishing scams that are happening around the country.

Scam/Fraud alerts
MidWestOne Fraud Prevention PDF Library
Shazam R.A.D.A.R.
Falcon™ Fraud Manager
The Fair and Accurate Credit Transaction (FACT) Act
National Do Not Call Registry

Visit FDIC Consumer Alerts Page for the most up-to-date notifications in our industry.

Date	Scam/Fraud Alert
april 2018	Watch Out for These 12 Scams
APRIL 2018	A New Way to Report Tax Identity Theft
FEBRUARY 2018	Taxpayer Guide to Identity Theft
FEBRUARY 2018	File Taxes Early to Avoid Tax Fraud & Identity Theft
JANUARY 2018	How Scammers Make You Pay
DECEMBER 2017	Fraud Alert, Freeze, or Lock After Equifax? – FAQ
NOVEMBER 2017	Secure Your Identity for Cyber Monday 2017
NOVEMBER 2017	Credit 101: Bureaus, Reports & ID Theft
OCTOBER 2017	Tech Support Scams
SEPTEMBER 2017	Credit Freeze FAQ’s
september 2017	The Equifax Data Breach: What to Do
JULY 2017	Protect Your Mortgage Closing From Scammers
june 2017	10 Scams Targeting Bank Customers
MAY 2017	Online Dating Scams
MAY 2017	Avoid a Tech Trap
APRIL 2017	Business Beware: That Email Might Not Be What You Think
APRIL 2017	“Can You Hear Me?” Scam – Be Alert!
APRIL 2017	The FTC Won’t Offer to Fix Your Computer
april 2017	Don’t Be a Money Mule
MARCH 2017	Don’t Bank on That Check
MARCH 2017	Some Online Deals Charge But Don’t Deliver

MidWestOne Fraud Prevention PDF Library

Shazam R.A.D.A.R.

MidWestOne Bank has partnered with SHAZAM to help protect you from unauthorized use of your Debit Card. The SHAZAM R.A.D.A.R service will help guard your card against fraudulent activity. If a suspicious transaction is detected, you will be contacted by someone at MidWestOne Bank, or a SHAZAM fraud specialist calling on our behalf, to verify the transaction. For more information, please visit the Shazam website.

Falcon™ Fraud Manager

Falcon™ Fraud Manager helps identify and reduce fraud risk by detecting potentially fraudulent Debit Card transactions. It reviews activity based on transaction data and cardholder profile factors, which could be affected while traveling. Suspect activity may result in a temporary block until cardholder activity can be verified.

The Fair and Accurate Credit Transaction (FACT) Act

The Fair and Accurate Credit Transaction (FACT) Act allows you to receive one free copy of your credit report every 12 months from each of the three nationwide credit reporting agencies – that’s three free reports each year!

The national credit reporting agencies – Equifax, Experian and Trans Union – must provide a single point of contact so you can get reports from all three national credit reporting agencies with a single Internet request, telephone call or mail form. Free annual credit reports are available to all consumers through the Federal Trade Commission (FTC).

You have the option to order all three free credit reports at the same time, which allows you to compare the information in each report, or you can choose to order your free reports at different times throughout a 12-month period.

To get your free annual credit report, go through the FTC’s website at www.AnnualCreditReport.com call (877) 322-8228 or write: Annual Credit Report Request Service, PO Box 105281, Atlanta, GA, 30348-5281. Keep in mind that www.AnnualCreditReport.com is the only authorized source to get your free annual credit report under federal law.

National Do Not Call Registry

The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint with the registry. You can register your home or mobile phone for free.

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