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Fraud Info

Consider this your Fraud Info HQ – you can learn about fraud, ID theft and phishing scams that are happening around the country.

Scam/Fraud alerts
MidWestOne Fraud Prevention PDF Library
Shazam R.A.D.A.R.
Falcon™ Fraud Manager
Verified by VISA
The Fair and Accurate Credit Transaction (FACT) Act
National Do Not Call Registry

Visit FDIC Consumer Alerts Page for the most up-to-date notifications in our industry.

Date	Scam/Fraud Alert
june 2017	10 Scams Targeting Bank Customers
MAY 2017	Online Dating Scams
MAY 2017	Avoid a Tech Trap
APRIL 2017	Business Beware: That Email Might Not Be What You Think
APRIL 2017	“Can You Hear Me?” Scam – Be Alert!
APRIL 2017	The FTC Won’t Offer to Fix Your Computer
april 2017	Don’t Be a Money Mule
MARCH 2017	Don’t Bank on That Check
MARCH 2017	Some Online Deals Charge But Don’t Deliver
DECEMBER 2016	Top Social Media Scams in 2016
OCTOBER 2016	Twelve Ways to Protect Your Mobile Device
OCTOBER 2016	Eight Tips to Protect Your Identity
SEPTEMBER 2016	A Bank Customer’s Guide to Cybersecurity
SEPTEMBER 2016	When Your Computer Life is Held For Ransom
AUGUST 2016	Stay Alert: IRS Warns of Back-to-School Scams
august 2016	Why are Fraudsters Targeting College Students?
JUNE 2016	How to Stop Elder Financial Abuse Before it Starts
june 2016	Seven Ways to Avoid Online Fraud
MARCH 2016	Twelve Tips to Secure Your Mobile Devices
FEBRUARY 2016	Seven Tips to Prevent Tax ID Fraud
FEBRUARY 2016	“Dirty Dozen” Tax Scams for 2016

MidWestOne Fraud Prevention PDF Library

Shazam R.A.D.A.R.

MidWestOne Bank has partnered with SHAZAM to help protect you from unauthorized use of your check card. The SHAZAM R.A.D.A.R service will help guard your card against fraudulent activity. If a suspicious transaction is detected, you will be contacted by someone at MidWestOne Bank, or a SHAZAM fraud specialist calling on our behalf, to verify the transaction. For more information, please visit the Shazam website.

Falcon™ Fraud Manager

Falcon™ Fraud Manager helps identify and reduce fraud risk by detecting potentially fraudulent debit card transactions. It reviews activity based on transaction data and cardholder profile factors, which could be affected while traveling. Suspect activity may result in a temporary block until cardholder activity can be verified.

Verified by VISA

Verified by Visa uses an additional password to confirm your identity during online transactions. This can help stop fraudulent purchases before they occur. This is a great program for consumers and retailers alike. For more information, visit the Verified by Visa website.

The Fair and Accurate Credit Transaction (FACT) Act

The Fair and Accurate Credit Transaction (FACT) Act allows you to receive one free copy of your credit report every 12 months from each of the three nationwide credit reporting agencies – that’s three free reports each year!

The national credit reporting agencies – Equifax, Experian and Trans Union – must provide a single point of contact so you can get reports from all three national credit reporting agencies with a single Internet request, telephone call or mail form. Free annual credit reports are available to all consumers through the Federal Trade Commission (FTC).

You have the option to order all three free credit reports at the same time, which allows you to compare the information in each report, or you can choose to order your free reports at different times throughout a 12-month period.

To get your free annual credit report, go through the FTC’s website at www.AnnualCreditReport.com call (877) 322-8228 or write: Annual Credit Report Request Service, PO Box 105281, Atlanta, GA, 30348-5281. Keep in mind that www.AnnualCreditReport.com is the only authorized source to get your free annual credit report under federal law.

National Do Not Call Registry

The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint with the registry. You can register your home or mobile phone for free.