Visa Gift Card

Looking for a gift for your hard-to-shop for family and friends? The Visa® Gift Card is a single-load card that is the perfect gift for any occasion. It’s the gift everyone appreciates … the opportunity to shop for themselves! As it is a Visa card, it can be used anywhere Visa debit cards are accepted.

activation & load fee $3.95
lost or stolen card replacement $15
signature transactions FREE
card account inquiries online and via 800 number FREE
live agent assistance FREE
Monthly inactivity fee* $2.50
load amount at time of card activation $10 min. & $500 max.
load frequency Single Load
Signature, online and pin transactions available
*Beginning in the 13th month of inactivity after the Card is purchased, a monthly inactivity fee of $2.50 will be assessed to the card. This fee will be assessed to the card each month as long as there are funds remaining on the card. If the cardholder starts using the card again, this fee will resume only after another 12 months of inactivity. If the card has less than the $2.50 fee available we will debit the remaining available balance of the card and the card will be closed. Refer to cardholder agreement for details.
Issued by First Century Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.


Additionally, the MidWestOne Bank location in Downtown Iowa City is a retailer of the Iowa City Downtown District Gift Card.