Home / Personal / Banking / Mobile Banking / Mobile Deposit

Mobile Deposit

MidWestOne Mobile Deposit is now available!

This convenient service allows you to deposit checks through the MidWestOne Mobile Banking app on your iPhone®, iPad®, iPad Mini®, or Android® phone.

In order to use Mobile Deposit, you must first apply and accept the terms and conditions of the service and meet the following eligibility requirements:

  • Enrolled in MidWestOne Online Banking & Mobile Banking
  • Are an owner or signer on a personal checking or savings account
  • Have a checking or savings account that has been open for at least 30 days.
  • All accounts with us are in good standing
  • You do not have any checking or savings accounts with a negative balance
  • You do not have any delinquent loans

Enroll today

More About Mobile Deposit

Save gas by avoiding a trip to your nearest branch or ATM. Once you are enrolled in the service, follow these simple steps to make a deposit:

  1. Log into your MidWestOne Mobile Banking app.
  2. Select the “Deposits” option.
  3. Select “New Deposit”.
  4. Select the account to deposit into and enter the amount of the deposit.
  5. Capture images of the front and the back of the check.
  6. Verify the amount and account and click “Yes” to submit your deposit!

Message and data rates may apply.

Watch a video demonstration of this service.

Please review the reference material available below for additional information:

Mobile Deposit Instructions (PDF)

Mobile Deposit FAQs

Mobile Banking Security (PDF)