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Online Services

Our online services will let you take care of business 24-7 from anywhere in the world with an internet connection.  Best of all, most of our online banking services is FREE for all business customers - providing you a cost effective option to maintain greater control of your finances. You're the One® we designed these online services for!

Online Cash Manager (OCM) (Business Online Banking)

Basic OCM Features

  • View your account information in a real-time environment
  • Transfer funds between MidWestOne Bank accounts
  • Manage individual user access to online accounts
  • Build dual verification practices for online account transactions
  • Track OCM transactions for your business
  • Access your transaction history for up to 18 months
  • Statements available for up to 18 months
  • QuickBooks integration

Enroll today

(Basic OCM enrollment)

To enroll in the Deluxe version of OCM, please visit your local MidWestOne location.

Please keep in mind that internet security is extremely important for OCM users and especially important for users with access to initiate Automated Clearing House drafts and wires. Please visit our Online Banking Security page for important information.  If you have received login information for the Online Cash Manager Security Center, click here to access it.


Secure eStatements & Secure Loan eNotices

Log on to your MidWestOne OCM account, and you'll find electronic versions of your periodic, paper bank statements and other documents.  Eliminate the clutter and hassle of file storage from your life with MidWestOne Secure eStatements and Loan eNotices. 

  • Save on storage space
  • Statements are archived up to 18 months
  • Immediate access to your statements and loan notices
  • Reduce paper usage and waste

To enroll, simply log into your OCM account and click on the Secure eStatement and eNotices enrollment link on our account overview page.


Business Online Bill Pay

Online Bill Pay gives you lots of options for a custom fit. Whether you want to make single payments or schedule them in regular intervals, you can set up individual accounts with specific payment guidelines for just about any payee without ever writing out a check or purchasing stamps.

  • Save money on envelopes, stamps, and checks
  • Save time spent on writing checks and addressing envelopes
  • Make payements to any location in the United States
  • Set up recurring payments so you never have a late payment again
  • Transfer money online to other accounts to cover bills
  • Track payment history online

To enroll, simply log into your Online Cash Manager Banking account and click on the Bill Payment enrollment link on your account overview page.


Web Connect for Business Banking

MidWestOne Bank has partnered with Intuit to offer you QuickBooks integration with your OCM system. The Web C Connect functionality automatically enters transactions and updates balances when you log into MidWestOne Bank’s website and initiate a download. If you use QuickBooks to manage your business finances, this feature will save you valuable time in reconciling your bank account with QuickBooks entries.

This link, provided by Quicken, will assist you integrating your MidWestOne Bank account(s) within the QuickBooks software.


Online safety

At MidWestOne Bank, it is our top priority to protect your personal information. We use an image and pass phrase to help you confirm you have accessed our genuine website, not a fraudulent, look-alike site. Our security system also allows us to identify you and your registered computer. We have installed these measures to try to prevent unauthorized access to your accounts.

Although MidWestOne Bank takes every precaution to protect your online account, you must also have the appropriate security practices in place to ensure your information remains safe. 

Please use the links below to find information regarding strongly recommended internet security controls:

For a video demonstration, visit the Online Banking Learning Center

You're the One® we're here for at MidWestOne.