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Credit Cards

MidWestOne has partnered with Commerce Bank to offer a Visa Rewards Credit Card. Through Commerce Bank, MidWestOne can provide a credit card that is designed with you in mind, offering many rewards options including merchandise, cash back, gift cards, travel and more! This card has no annual fee. You're the One® the Visa Rewards Credit Card is for!  Subject to credit approval.

Apply Online for the Visa Reward Credit Card.


Verified by Visa

In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction.