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Personal Loans

MidWestOne Bank offers competitive interest rates on a variety of personal loan products. Take a look for yourself:

Home Equity Loans and the Rate Lock Option

The Home Equity Line of Credit with Rate Lock Option is one of the smartest financial tools you’ll find. You’ll get the convenience of a flexible line of credit, an attractive rate, plus you can lock in a fixed rate so that your payments stay the same.

In addition, your interest may even be tax deductible. (Consult your tax advisor regarding deductibility of interest.)

Personal Loans

Whether you’re buying your dream car or you need emergency funds, MidWestOne has several personal loan options and plans for your needs.

  • Secured or unsecured - Loans that are unsecured do not have any collateral backing the loan. Examples of unsecured loans are credit cards and signature loans.
  • Fixed term or revolving line of credit - Term loans, or installment loans, require a specific time period for loan repayment and a specified payment schedule (monthly, quarterly, semiannually or annually). With revolving lines of credit, you can borrow as much or as little as you need, up to a pre-approved credit limit.
  • Applicable rate can either be fixed or variable.

Contact us for more information, or check out our convenient loan calculator.

Auto loan

Need a new set of wheels? Whether you’re looking at a brand new car or thinking about purchasing a quality used vehicle, we have a loan plan that will put you in the driver’s seat. We can also pre-qualify you for a loan, so when you find that perfect car, you can act fast!

Contact us about current interest rates and terms available.