Close
Skip to Content

Checking

Home Personal Banking Checking

Four checking accounts - same great service and convenience

When you open a checking account from MidWestOne you get convenience, security and a team of bankers who’ve got your back. Choose between our four checking accounts to find the one for you.

Compare Accounts

Find the right checking account for you

Power
Checking

Our most popular account - you’ll
earn interest and have the chance to receive
ATM fee refunds.

Learn More Power Checking

Connections
Club

Available to customers age
55+, includes special 
savings, discounts and
social events.

Learn More Power Checking

Relationship Checking

Earn interest and avoid a monthly service fee with a minimum balance of $1,000 or relationship balance of $25,000.

Learn More Power Checking

Free
Checking

This account has no monthly
service charge or
 minimum balance
 requirement.

Learn More Power Checking

Checking account features

All checking accounts come with:

  • Online banking
  • Mobile banking
  • ATM access
  • Debit cards with chip technology
  • Apple Pay
  • Electronic statements
Open Account
placeholder image

Online Banking tools that let you bank from virtually anywhere

Mobile Banking

Mobile Banking

Access your financial accounts anywhere, anytime* from our mobile banking app.

Learn More

 

Instant Balance

Instant Balance

View up to six account balances from the login screen of the MidWestOne app.

Online Banking

Online Banking

Convenient and secure – our online banking makes it easy for you to manage and track your money.

eStatements

Electronic Statements

Receive account statements electronically for safekeeping and convenience.

Zelle

Zelle

Send money to people you know from the MidWestOne banking app. Coming Soon!

 

Alerts

Alerts

Set account alerts to stay informed about your account.

TouchID

Touch ID Support

Use your fingerprint to log in to the MidWestOne app.

*Service may be affected by mobile access/service area. The mobile app is free. The service is free.
Message and data rates may apply from your wireless carrier.

 

Additional optional account features

OneCard

OneCard

Safety and convenience – all on a card you can customize with your favorite image.
Learn more

Checking Icon

Checks

Order checks for your checking account
Learn more

Business<br>Banking

Overdraft protection

Overdraft services can help cover your transactions when you don’t have enough money in your account.
Learn more

Debit cards

Safer than carrying cash and less bulky than a checkbook – our debit cards can be used to withdraw cash at ATMs and make purchases wherever debit cards are accepted.

Learn More
OneCard